Smart Money People Logo
Share this page
Link copied

Payl8r: Buy now pay later reviews

View other Payl8r products
4.89
Based on 4,222 reviews, last reviewed 26th Sep 2025
34% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

great! :) super duper! :) great! :) nothing more to say! :) Reviewed on: 26th September 2025
rubin rafia rauf's avatar
rubin rafia rauf

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena
Read all reviews Write a review

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Payl8r Buy now pay later reviews (4222)

Would recommend

5
Definitely would recommend to friends as they offer a longer pay back period and have great customer service Reviewed on: 12th August 2021
Kloe Ward's avatar
Kloe Ward

Great Service

5
Quick and easy to use, always sends reminders when payments are due Reviewed on: 12th August 2021
wee_alex2000@hotmail.co.uk's avatar
[email protected]

Be More, See More, Do More

4
Just like their motto, this is exactly what it says on the tin! Slick, ethical and secure. Their various options accommodating to my needs is what makes life and the process easier! Reviewed on: 12th August 2021
Masuma's avatar
Masuma

Cant fault it

5
Never any problems great idea and company, will always be first choice Reviewed on: 12th August 2021
jackoliversmith@live.co.uk's avatar
[email protected]

Great for spreading the cost!

5
Easy to use and a great way to spread the cost Reviewed on: 12th August 2021
samfurniss1@hotmail.co.uk's avatar
[email protected]

Great and convenient

5
This was extra easy to apply for and is a great way to spread the payment highly recommended Reviewed on: 12th August 2021
Beth's avatar
Beth

110% recommend!!!

5
I’ve always wanted hair extensions but never been able to afford them because of how pricey they’re! Then I came across payl8r and they gave me the opportunity to finance, something I didn’t even realise you could do!! It was so easy to set up and took minutes to be excepted! Whenever I look at financing from a website I check they use payl8r as I wouldn’t trust anyone else. My experience with them has been great. Reviewed on: 12th August 2021
leah_pedder@yahoo.co.uk's avatar
[email protected]

Good company

5
Very good company, very communicative and fair Reviewed on: 12th August 2021
Luke Sterritt's avatar
Luke Sterritt

Great

5
Need something bad and haven't the cash so fantastic to help Reviewed on: 12th August 2021
Danielle Ejogbamu's avatar
Danielle Ejogbamu

Quick & easy to use

4
I used payl8r to help pay off a hair appointment after a home disaster! I didn’t have the money to just pay all on in one go. But payl8r allowed me to spread the cost & get my hair fixed. Absolute live saver! Reviewed on: 12th August 2021
abs1234's avatar
abs1234

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill