Smart Money People Logo
Share this page
Link copied

Payl8r: Buy now pay later reviews

View other Payl8r products
4.89
Based on 4,221 reviews, last reviewed 24th Sep 2025
38% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Thanks Payl8r. Amazing experience i got my private registration using Payl8r made it so easy and my car look great so thanks. Reviewed on: 24th September 2025
Ukgyt's avatar
Ukgyt

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena
Read all reviews Write a review

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Payl8r Buy now pay later reviews (4221)

Brilliant service, couldn't ask for more.

5
Got the finance required without any hassle. Would recommend to anyone looking for a great and easy finance product. Reviewed on: 12th August 2021
Fraser 's avatar
Fraser

Excellent Experience

5
I ordered what I needed too, two days later the items were on my door step! Really, quick, easy and overall great to use! Reviewed on: 12th August 2021
Fishing Widow's avatar
Fishing Widow

Easy and quick.

5
Such a great service straight forward and easy to use. A great way to make purchases. Helpful reminders. Great way to pay. Thank you. Reviewed on: 12th August 2021
Natalie Silk's avatar
Natalie Silk

Helpful

5
Quick and easy payments which are manageable and understanding staff who will help you with difficulty with payments especially with furlough it's been a tough time for us all but there are means and ways around it. Reviewed on: 12th August 2021
Hollie Doyle's avatar
Hollie Doyle

Quick and easy

5
The application process is quick and easy, it explained the different payments and gives an option of how much to pay and how long. Reviewed on: 12th August 2021
Sazxo 's avatar
Sazxo

HIGHLY RECOMMENDED

5
Payl8r has helped me multiple times. YOU DONT NEED TO BE RICH. JUST HAVE TO KNOW THE RIGHT RESOURCES! would recommend to anybody ! Reviewed on: 12th August 2021
Paige Williams 's avatar
Paige Williams

Amazing now, Amazing later

5
Buy now, pay later is an amazing company, the feeling of being able to pay purchases up instead of paying full is a relief and a great way to shop. Reviewed on: 12th August 2021
hannahmayph98@icloud.com's avatar
[email protected]

Brilliant

5
Great customer service & easy to manage your finanace via the website Reviewed on: 12th August 2021
Clobeth13's avatar
Clobeth13

Excellent Service!

5
Payl8r is super easy to use and the finance process was quick and works with my financial circumstances. The customer service staff were also very helpful and make it easy if you wish to pay off the loan in full. Overall will be using this service again!! Reviewed on: 12th August 2021
Lhana Robinson's avatar
Lhana Robinson

Perfect

4
Payl8r give me change to pay for things instalments which it so much easier and a affordable way to buy what I need. Thank you Reviewed on: 12th August 2021
Nancy 's avatar
Nancy

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill