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Payl8r: Buy now pay later reviews

View other Payl8r products
4.89
Based on 4,219 reviews, last reviewed 11th Jan 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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6%
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1%
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0%
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1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4219)

LOAN SHARKING

1
THERE A LOAN SHARK COMPANY THERE A LOAN SHARK COMPANY. THEY TELL YOU ITS 4% APR THEN THEY CHARGE 48% SO IF YOU BORROW 1000 YOU HAVE TO PAY BACK 480 IN INTEREST IN JUST 12 MONTHS. STAY AWAY Reviewed on: 19th November 2020
BEN FLETCHER's avatar
BEN FLETCHER

Amazing

5
Amazing company, helps out so much with expensive purchases, highly recommend! Reviewed on: 27th July 2020
Jenna Rouse's avatar
Jenna Rouse

I'm happy

5
Really happy with my loan ( for great quality hair extensions) really affordable with reasonable interest. Payl8r sent a reminder message two days before due date. I'm happy Reviewed on: 20th July 2020
Angela's avatar
Angela

Super Easy

5
Everything about using payl8r was easy from start to finish. It is quick, simple and the communication is excellent. Very happy and would definitely recommend to others. Reviewed on: 18th July 2020
Rae 's avatar
Rae

Great service

5
This is fab to build your credit rating Reviewed on: 9th July 2020
Pb's avatar
Pb

Customer service queens!

5
I used payl8r for cosmetic purposes twice, it made life so easy & the procedure much more appealing, I was able to spread the cost & the monthly direct debits were manageable! I will definitely be a returning customer x Reviewed on: 8th July 2020
Jade's avatar
Jade

Great customer care

5
Fantastic experience so far Reviewed on: 8th July 2020
Jack Weatherburn 's avatar
Jack Weatherburn

Fantastic

5
Payl8r is convenient and affordable solution for spreading payments Reviewed on: 7th July 2020
Ks 's avatar
Ks

Excellent service

5
Quick answer and easy application, great service would recommend to family and friends Reviewed on: 7th July 2020
Natalie 's avatar
Natalie

Super ease of use

5
I needed shrt term finance for a purchase at a shop and found this to be a great short term solution. Super easy to set up, friendly emails (not the usual shammy junk, honestly!) telling you how well you're doing paying off. I needed to settle early and again completely drama free. Highly reaches guys. Reviewed on: 7th July 2020
Scorp's avatar
Scorp

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