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Payl8r: Buy now pay later reviews

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4.89
Based on 4,220 reviews, last reviewed 23rd Aug 2025
244% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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6%
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1%
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Latest highest rating:

4

good to study! :) good! :) helpful! :) helped me study :) Reviewed on: 23rd August 2025
rubin rafia rauf's avatar
rubin rafia rauf

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

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Payl8r Buy now pay later reviews (4220)

You taking the mick

1
This company kept asking me to use them to help me get more customers by spreading payments, so in the end I thought why not. So I contacted them, told them I was interested in using them, all was going fine till I told them I sell mobility scooters, Then they changed their minds saying sorry not a good fit for us because older people are no good with computers and it just wouldn’t work out. I thought if that’s your attitude maybe your not a good fit for me. Thought that was the last of it, but no in less than a week they are sending me emails to use them to help sell my products, you must have someone in the office who is older, retired and working part time, because they are no good with computers, you’d have thought once YOU had turned me down you would have taken me off you email list as I’m not a good fit, or maybe it’s the other end of the scale and you employ people that are young and stupid, best you get people right in the middle about 30 to 40 years old then that maybe a perfect fit for your company, good luck Reviewed on: 12th February 2021
Gary's avatar
Gary

LOAN SHARKING

1
THERE A LOAN SHARK COMPANY THERE A LOAN SHARK COMPANY. THEY TELL YOU ITS 4% APR THEN THEY CHARGE 48% SO IF YOU BORROW 1000 YOU HAVE TO PAY BACK 480 IN INTEREST IN JUST 12 MONTHS. STAY AWAY Reviewed on: 19th November 2020
BEN FLETCHER's avatar
BEN FLETCHER

Amazing

5
Amazing company, helps out so much with expensive purchases, highly recommend! Reviewed on: 27th July 2020
Jenna Rouse's avatar
Jenna Rouse

I'm happy

5
Really happy with my loan ( for great quality hair extensions) really affordable with reasonable interest. Payl8r sent a reminder message two days before due date. I'm happy Reviewed on: 20th July 2020
Angela's avatar
Angela

Super Easy

5
Everything about using payl8r was easy from start to finish. It is quick, simple and the communication is excellent. Very happy and would definitely recommend to others. Reviewed on: 18th July 2020
Rae 's avatar
Rae

Great service

5
This is fab to build your credit rating Reviewed on: 9th July 2020
Pb's avatar
Pb

Customer service queens!

5
I used payl8r for cosmetic purposes twice, it made life so easy & the procedure much more appealing, I was able to spread the cost & the monthly direct debits were manageable! I will definitely be a returning customer x Reviewed on: 8th July 2020
Jade's avatar
Jade

Great customer care

5
Fantastic experience so far Reviewed on: 8th July 2020
Jack Weatherburn 's avatar
Jack Weatherburn

Fantastic

5
Payl8r is convenient and affordable solution for spreading payments Reviewed on: 7th July 2020
Ks 's avatar
Ks

Excellent service

5
Quick answer and easy application, great service would recommend to family and friends Reviewed on: 7th July 2020
Natalie 's avatar
Natalie

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