Smart Money People Logo

Payl8r: Buy now pay later reviews

4.89
Based on 4,220 reviews, last reviewed 23rd Aug 2025
244% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

good to study! :) good! :) helpful! :) helped me study :) Reviewed on: 23rd August 2025
rubin rafia rauf's avatar
rubin rafia rauf

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience. Write a review

Payl8r Buy now pay later reviews (4220)

Amazing!!

5
amazing trusted company, easy to use. Great customer service. 10/10 would recommend Reviewed on: 30th June 2020

Perfect

5
Absolutely amazing credit, kept me informed with updates and next month I finish the repayment Reviewed on: 30th June 2020

Zero hassle

5
Payl8r is easy to use and understand. I had no hassle access to my account so I didn’t lose track of payments. Great company! Reviewed on: 30th June 2020

No hassel

5
Straight forward process couldn't ask for more Reviewed on: 30th June 2020

BeautyWorks

5
I used payl8r with BeautyWorks. The quickest and easiest customer service team and so lovely with any queries or concerns you may have! Reviewed on: 30th June 2020

Brilliant

5
Used this to purchase a few things a while ago, easy, fast & reliable Reviewed on: 30th June 2020

Quick and easy

5
It’s quick and easy and so stress free, knowing it will come out of your bank automatically so you don’t have to worry! Reviewed on: 30th June 2020

Quick and easy

3
quick and easy. Didn't take long to sign up and always contactable on the phonr Reviewed on: 30th June 2020

So easy!

5
Everything was super simple, I paid the balance off in no time and never had any issues whatsoever. Would buy through PayL8r again for sure Reviewed on: 30th June 2020

Quick, Easy, Simple!

5
I applied all online, very quick and simple process. Borrowed £1200 and paying it back in 6 simple instalments that suit me. Many options to pay back, approval within hours/days and kept in contact with me over text and email, letting me know when payments are going to be taken etc! Highly recommend. Reviewed on: 30th June 2020

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience. Write a review