Smart Money People Logo
Share this page
Link copied

Payl8r: Buy now pay later reviews

View other Payl8r products
4.89
Based on 4,220 reviews, last reviewed 23rd Aug 2025
244% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

good to study! :) good! :) helpful! :) helped me study :) Reviewed on: 23rd August 2025
rubin rafia rauf's avatar
rubin rafia rauf

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena
Read all reviews Write a review

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Payl8r Buy now pay later reviews (4220)

Amazing from start to finish

5
Have used these guys a few times now and i have to say that the service they provide is excellent. From the initial set up to the completion of payment, there were no charges to pay the remaining balance early and really helpful and efficient with communication. Would 100% recommend and use time and time again. Reviewed on: 29th June 2020
Samantha warren's avatar
Samantha warren

No hidden costs, would definitely use again if they accept me

5
I used payl8r this time last year. It was a very quick and easy process. What I love about this company is they do what they say. There aren’t any hidden charges or costs. Reviewed on: 29th June 2020
danibenstead@yahoo.co.uk's avatar
[email protected]

Amazing service

5
Couldn’t ask for a better company to help me out with finance Reviewed on: 29th June 2020
Cara's avatar
Cara

Great service

5
Self employed which a lot of companies prefer not to help. Payl8r allowed me to purchase items for my new business when I really needed them. Reviewed on: 29th June 2020
Faye Mercer's avatar
Faye Mercer

Amazing service!

5
Amazing service allowing me to easily split my payments and still enjoy products from a variety of sites! Reviewed on: 29th June 2020
Laura's avatar
Laura

Amazing

5
So easy to use, amazing + speedy customer service when needed and reliable credit lender Reviewed on: 29th June 2020
Melissa's avatar
Melissa

Easy to apply

5
easy to apply and a breakdown of payments in the beginning and eveymonth. Liked easy read layout of the monthly statements. Would use again if need to. Reviewed on: 29th June 2020
Terasa's avatar
Terasa

Practical and easy

5
Practical payment methods, and easy access account to keep track of payments! Reviewed on: 29th June 2020
Courtney's avatar
Courtney

Amazing!

5
I use payl8r a lot and it is very useful. Highly recommend Reviewed on: 29th June 2020
Leah's avatar
Leah

Excellent Service

5
Easy to apply , quick response and simple payment method. Reviewed on: 29th June 2020
Clare Wilson's avatar
Clare Wilson

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill