Smart Money People Logo
Go to business site
Share this page
Link copied

Payl8r: Buy now pay later reviews

View other Payl8r products
4.89
Based on 4,219 reviews, last reviewed 11th Jan 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena
Read all reviews Write a review

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Payl8r Buy now pay later reviews (4219)

Highly recommend

5
Used Payl8r to purchase some beauty products...it was easier for me to spread payments over 10 months than pay it all in one go. Payl8r was so straight forward and easy to use, could not fault them and would recommend to anyone Reviewed on: 29th June 2020
Lauren Sims's avatar
Lauren Sims

Amazing

5
Great option, if you cannot afford the whole price of a product or whatever you are buying ! Definitely would recommend it to a friend or family ! Reviewed on: 29th June 2020
Angelika Marciniak's avatar
Angelika Marciniak

Fast efficient and reliable

5
Great service assisting financial need very welcoming Reviewed on: 29th June 2020
Sarah O'Doherty 's avatar
Sarah O'Doherty

Best company ever!

4
When I was short on money they was able to delay my payment for me easily after sending a email. Honestly the kindest company ever. 10/10!!!! Reviewed on: 29th June 2020
Morgan's avatar
Morgan

Amazing

5
A brilliant service which I will continue to use for a long time Reviewed on: 29th June 2020
Naomi Dickson's avatar
Naomi Dickson

PHENOMENAL EXPERIENCE

5
FROM PURCHASE TO REGULAR TEXTS ABOUT PAYMENTS DUE ETC. FIRST CLASS. WILL CERTAINLY USE AGAIN. Reviewed on: 29th June 2020
RACHEL's avatar
RACHEL

Hassle free loans

5
Easy to apply, high approval rate upon applying, reliable. Reviewed on: 29th June 2020
Christian Barateta's avatar
Christian Barateta

Very handy!

5
Always quick and easy and helpful Reviewed on: 29th June 2020
Liv's avatar
Liv

Easy and hassle free

5
I've just placed my 2nd order using payl8r finance and it was just as easy as the first, so easy and hassle free. Repayments are easy and affordable. Will defo use again and again Reviewed on: 29th June 2020
Nicole's avatar
Nicole

Amazing from start to finish

5
Have used these guys a few times now and i have to say that the service they provide is excellent. From the initial set up to the completion of payment, there were no charges to pay the remaining balance early and really helpful and efficient with communication. Would 100% recommend and use time and time again. Reviewed on: 29th June 2020
Samantha warren's avatar
Samantha warren

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill