Smart Money People Logo
Share this page
Link copied

Payl8r: Buy now pay later reviews

View other Payl8r products
4.89
Based on 4,220 reviews, last reviewed 23rd Aug 2025
244% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

good to study! :) good! :) helpful! :) helped me study :) Reviewed on: 23rd August 2025
rubin rafia rauf's avatar
rubin rafia rauf

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena
Read all reviews Write a review

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Payl8r Buy now pay later reviews (4220)

Excellent

5
I used this service after a short term fall in income. It’s an amazing service! Thank you. They’re so friendly :) Reviewed on: 29th June 2020
Luke R's avatar
Luke R

A very easy repayment service with great reminders

5
A very easy to use and simple way of making the more expensive purchases more manageable. Email and text reminders for upcoming payments which makes it simple to never miss payments. Reviewed on: 29th June 2020
Thomas Nichols's avatar
Thomas Nichols

Easy, accessible and clear

5
Every experience I’ve had with payl8r has been so unbelievably clear and easy to use. From different options on how many payments per month you can make, to explaining interest, late fees and more. Easy to log in to keep track of your account and accessible on so many different brands. Unlike other competitors, it’s much easier to be accepted to use. With notifications to make sure you don’t ever miss a payment, and affordable options is super easy for everyone to use on your favourite brands. Would always recommend them to anyone. Reviewed on: 29th June 2020
Olivia Loker's avatar
Olivia Loker

Great service

5
Great service, helped me pay for what I needed in an affordable and easy way. Definitely recommend it and would use again myself. Reviewed on: 29th June 2020
Lucy's avatar
Lucy

Easy, reliable, quick

5
Super quick to set up, great to be reminded a few days before payment will be taken and overall really good service Reviewed on: 29th June 2020
Sian's avatar
Sian

Low interest rates.

5
I have used payl8r twice and my money always gets taken on the day stayed or just after which is brilliant. Reviewed on: 29th June 2020
Jaime's avatar
Jaime

Amazing service

5
Very professional company. Also very helpful in what they do. Reviewed on: 29th June 2020
Annalise Whitfield's avatar
Annalise Whitfield

Great company

5
Easy to set up .they txt and remind you your payments are due . Would definitely use payl8r again. Great company. Reviewed on: 29th June 2020
Glenda's avatar
Glenda

Fab quality and service

5
Great quality and value garden furniture. Delivery was quick also and easy repayable payment :) Reviewed on: 29th June 2020
JohnJames's avatar
JohnJames

Brilliant and easy

5
Brilliant and friendly customer service. As well as an easy and quick set up and monitoring service. Couldn’t be better Reviewed on: 29th June 2020
Marcus E's avatar
Marcus E

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill