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Payl8r: Buy now pay later reviews

4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4220)

Perfect

5
Helped me with buying something quick and in the right time. Truly recommend Reviewed on: 29th June 2020

Great Service and Experience

4
I have enjoyed using this service, and love the fact it reminds you when an upcoming payment is due. Very reasonably monthly payments. Enjoy it a lot and never had a problem. Reviewed on: 29th June 2020

Amazing service!

5
Really helped me financially thank you for your amazing service! Reviewed on: 29th June 2020

Great experience

5
Easy to use, very helpful, overall a great lending experience Reviewed on: 29th June 2020

Great

5
Payl8r is a great company with very good communication. The customer service team are great with handling queries. Reviewed on: 29th June 2020

Very helpful

5
Quick great service, easy to apply and quick result, and various options on how much to pay back and different lengths of time Reviewed on: 29th June 2020

Low interest easy to manage

4
Im self employed and wanted to add some new treatments to my salon so i used Payl8r to spread the cost of my training so it was easier to afford. Great options for payments using a deposit system then monthly payments. Easy to manage online and change payment details etc and check how much is left to pay. No option to speak to anyone about payments during coronavirus Reviewed on: 29th June 2020

Amazing

5
Never an issue! Always a smooth process no faff Reviewed on: 29th June 2020

Easy to use!

5
really easy to use, great price and helped me get a product I wouldnt have normally been able to afford. 10/10! Reviewed on: 29th June 2020

My experience was wonderful

4
My experience was wonderful never had any problems , payments were taken monthly smoothly without any worry’s. Would 100% recommend Reviewed on: 29th June 2020

Review Payl8r: Buy now pay later now

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