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Payl8r: Buy now pay later reviews

View other Payl8r products
4.89
Based on 4,219 reviews, last reviewed 11th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
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6%
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1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Payl8r Buy now pay later reviews (4219)

Review of the Payl8r, Buy now pay later:

Giving a helping hand.

5
A great company who dont just judge you your credit scire they factor in affordability too. Very easy to use and quick efficient service customer service team are also very knowledgeable. Reviewed on: 13th August 2022
Gary Buckley's avatar
Gary Buckley

Easy

5
Nothing to worry everything went smooth with payments etc easy access account to check what ever you need. Can’t wait to use it again Reviewed on: 11th May 2020
Cynthia 's avatar
Cynthia

Great way of paying.

5
I have used Payl8r a fair amount of times, it is so easy to apply. Helps through difficult times. Reviewed on: 11th May 2020
claire marchant's avatar
claire marchant

Excellent service

5
Quick and easy to use and helped me out when I needed it! Reviewed on: 11th May 2020
Lauren Barritt's avatar
Lauren Barritt

Great service

5
Everything was brilliant with Payl8r, they reminded me of upcoming payments which helped me to make sure the money was there to cover it. Thank you!! Reviewed on: 11th May 2020
Jess's avatar
Jess

GREAT AND NO HASSLE!

5
This has been by far the most hassle free finance service I’ve used. They remind me a couple days before when my payment is due too! Which is perfect for me! Would definitely recommend Reviewed on: 11th May 2020
Bern's avatar
Bern

Great company

5
This company is great for when you need to make an expensive purchase and pay monthly over time. It makes life so much easier, not having to worry about paying in full and having no money left. You know exactly how much you’re paying back; there’s no hidden costs and it’s been a breeze to pay the money back. Reviewed on: 11th May 2020
Angie's avatar
Angie

Easy to apply and very effective

5
Very easy to apply within seconds, the lowest interest rate ever!!! Brilliant have recommended numerous times to the girls!! Reviewed on: 11th May 2020
Fay's avatar
Fay

Could not be happier

5
Managed to get what I needed with this payment plan! Very happy Reviewed on: 11th May 2020
Angelika Sobaszek's avatar
Angelika Sobaszek

Great service

5
Thank you such a pleasure transaction was very easy and understandable Reviewed on: 11th May 2020
Klldd@icloud.com's avatar
[email protected]

Great system!

5
I never had a bad experience with Payl8r. I was always reminded with plenty of time that my payment was coming out so I could ensure I had the funds available. It was easy to use and very helpful! Reviewed on: 11th May 2020
Liv's avatar
Liv

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