Smart Money People Logo

Payl8r: Buy now pay later reviews

4.89
Based on 4,221 reviews, last reviewed 26th Sep 2025
98% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

great! :) super duper! :) great! :) nothing more to say! :) Reviewed on: 26th September 2025
rubin rafia rauf's avatar
rubin rafia rauf

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience. Write a review

Payl8r Buy now pay later reviews (4221)

Easy to set up and use.

5
Easy to set up and use. Helps manage your finances. Reviewed on: 19th June 2025

What can I say

5
Always excellent when Iv needed to use this service. Easy and hassle free. Keep up the great work Reviewed on: 19th June 2025

I use this service to pay for my pc, easy set up and...

5
I use this service to pay for my pc, easy set up and no problems! Reviewed on: 19th June 2025

Update on your next payment was very notifying

4
Update on your next payment was very notifying Reviewed on: 19th June 2025

Easy to setup and great notifications of payments due

5
Easy to setup and great notifications of payments due Reviewed on: 19th June 2025

Great provider!

5
Great provider! Couldn't have gone better Reviewed on: 19th June 2025

It was fairly easy to apply.

5
It was fairly easy to apply. The notify you each month before they take payment as well as informing you which installment it is. Was great to have the months counted down this way. X Reviewed on: 19th June 2025

flexibility and fairness

5
I love the flexibility that Payl8r offered me by spreading the cost of my personalized license plates with a fair APR so that it was easier for me to afford the payment Reviewed on: 19th June 2025

Easy to use & makes purchases fit to financial needs!

5
Easy to use & makes purchases fit to financial needs! My experience using Payl8r has been great , quick and beneficial whilst I am on maternity leave and my income has been low. Reviewed on: 19th June 2025

Good stuff

5
I was paying for my treatment using Payl8r, very pleased, buy now- pay later is a very good idea, will use again! Reviewed on: 19th June 2025

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience. Write a review