Smart Money People Logo
Go to business site
Share this page
Link copied

Payl8r: Buy now pay later reviews

View other Payl8r products
4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena
Read all reviews Write a review

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Payl8r Buy now pay later reviews (4220)

Excellent company

5
From start to finish it was an easy process,customer service was excellent if I had any problems,my credit score is bad,but payl8r accepted me so my score should improve,I would definitely recommend them Reviewed on: 19th June 2025
Hannah 's avatar
Hannah

Very good especially if you can not afford to pay th...

5
Very good especially if you can not afford to pay the upfront payment of a service Reviewed on: 19th June 2025
Alisha C's avatar
Alisha C

When I needed to have help to get a number plate I a...

5
When I needed to have help to get a number plate I applied for the loan and it went through so quickly and smoothly Reviewed on: 19th June 2025
Michael 's avatar
Michael

I had to use Payl8r for rent guarantor.

5
I had to use Payl8r for rent guarantor. I didn’t have the money at hand, but these guys made it very simple and they showed me how much interest I’d be paying and if I pay quicker how much less interest I can end up paying. These guys were extremely helpful always answered my questions and concerns on call and I had a lovely time speaking to them. Reviewed on: 19th June 2025
Alaia A's avatar
Alaia A

Very fast and helpful service will definitely use ag...

5
Very fast and helpful service will definitely use again Reviewed on: 19th June 2025
Lewis P's avatar
Lewis P

They are truly affordable and really great at presen...

5
They are truly affordable and really great at presenting a range of options. This meant I was able to explore what I could best afford and make a decision accordingly, which was helpful in being able to pay for my driving lessons. Reviewed on: 19th June 2025
Adrian's avatar
Adrian

It’s what expected.

4
It’s what expected. No hassle and easy Reviewed on: 19th June 2025
Brian M's avatar
Brian M

Accessible, no hassle.

5
Accessible, no hassle. Definitely use again. Reviewed on: 19th June 2025
Damien 's avatar
Damien

My overall experience was absolutely amazing from th...

5
My overall experience was absolutely amazing from the customer service on the telephone to the online chat service online nothing but fast responsive genuine easy to talk to above and beyond. I just wish they had a few more shops on here because they are by far much easier to communicate with friendly and no one there as much money to pay back as a lot more providers out there. This is definitely one up-and-coming business to keep your eye out for. Reviewed on: 19th June 2025
Michael P's avatar
Michael P

I think this company is fantastic !

5
I think this company is great. Simple to use and efficient. Once my payment didn’t go through and they rang me straight away and helped me change my card quick and easy. I would 100% recommend Reviewed on: 19th June 2025
Ellie C's avatar
Ellie C

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill