PayPal reviews
Wondering how this rating works?
This score is generated using our own unique scoring method. It combines the 1-5 star ratings left by verified reviewers, when those reviews were submitted and other meaningful data from the reviews.
Across our website, we use the same consistent method and scores which update in real time as new reviews come in.
PayPal reviews
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What is this award?
The Consumer credit awards recognise outstanding UK credit services providers based entirely on customer feedback. Winners are determined through customer reviews and must meet minimum participation thresholds, ensuring recognition reflects genuine customer experiences.
This company has won:
- Best retail finance provider 2026
- Best credit app 2026
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Fully digital service with no in-person branches
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Additional security measures to provide more protection
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Offers digital wallet and contactless payment support
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Manage your account or policy via an app or website
Review summary
People rate this company as Excellent based on 286,611 product reviews
Wondering how this rating works?
This score is generated using our own unique scoring method. It combines the 1-5 star ratings left by verified reviewers, when those reviews were submitted and other meaningful data from the reviews.
Across our website, we use the same consistent method and scores which update in real time as new reviews come in.
PayPal's Pay in 3 and PayPal Credit make spreading payments easy and interest-free, giving peace of mind and budgeting help. The service feels safe and secure, with smooth transactions and helpful reminders. However, many find customer service frustratingly slow or unhelpful, with issues around refunds, account updates, and sudden loss of Pay in 3 access causing real headaches.
Positive themes
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Pay in 3 is brilliant for spreading costs interest-free and easy to use. (20 mentions)
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PayPal Credit offers flexible interest-free credit options that really help manage payments. (14 mentions)
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PayPal feels safe and secure for online payments with good fraud protection. (7 mentions)
Negative themes
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Customer service is often slow, unhelpful or robotic causing frustration. (8 mentions)
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Pay in 3 access is frequently denied or removed without explanation. (7 mentions)