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PayPal: PayPal Credit reviews

4.73
Based on 181,095 reviews, last reviewed 4th Aug 2026
69% increase in 5 star reviews
in the past 90 days
105% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal value for money Excellent value and able to pay off in interest free installments Reviewed on: 4th August 2026
Paul Cooper's avatar
Paul Cooper

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181096)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

It's the ease of use, the simplicity of all my trans...

5
It's the ease of use, the simplicity of all my transactions. Settlement is also so straight forward. I love it. Reviewed on: 14th July 2026

I will always use paypal credit now, its so easy to...

5
I will always use paypal credit now, its so easy to use. Reviewed on: 14th July 2026

Don't think about it,join now.(Steviej 73yrs )

4
Having used PayPal for several years, I recently acquired a debit card, I feel a lot more relaxed when paying through PayPal, no problems so far,would certainly recommend Reviewed on: 14th July 2026

Convenience

5
Good start. Ease of use for everyday transactions. Reviewed on: 14th July 2026

Easy to navigate, easy to use and easy to settle pay...

5
Easy to navigate, easy to use and easy to settle payments and keep track Reviewed on: 14th July 2026

100%... excellent customer service

5
I feel the service that PayPal has given me is 100% excellent in every way. please keep up the great service and always putting people first. Reviewed on: 14th July 2026

I use PayPal for the security and protection

5
I use PayPal for the security and protection they afford me. I know that if an item is not delivered, miss sold, damaged or broken I have someone to call on to rectify the issue. When needing to contact them I have always been treated with curtesy and politeness. Their agents always make me feel respected and someone who is a person and not a nuisance. Reviewed on: 14th July 2026

Very good and efficient and in control

5
Very good and efficient and in control Reviewed on: 14th July 2026

I've been using PayPal for a long time and always ha...

5
I've been using PayPal for a long time and always happy with the service Reviewed on: 14th July 2026

PayPal excellent service

5
When i first came across PayPal, I thought it was a great way for buying online and every penny I spent was protected. Then when I came across PayPal credit, I couldn't ask for a better service Reviewed on: 14th July 2026