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PayPal: Pay in 3 reviews

4.76
Based on 101,255 reviews, last reviewed 1st Aug 2026
192% increase in 5 star reviews
in the past 90 days
208% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent I only try to use PayPal as I feel it’s... I only try to use PayPal as I feel it’s much safer Reviewed on: 1st August 2026
Clare S's avatar
Clare S

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (101255)

I love that it’s interest free and i use it majority...

5
I love that it’s interest free and i use it majority of the time when i do big orders. Ive been with PayPal more then 10 years Reviewed on: 7th July 2026

Really easy to use and convenient when making trans

5
Really easy to use and convenient when making trans Reviewed on: 7th July 2026

I always use PayPal for my purchases.

5
I always use PayPal for my purchases. It's safe, convenient and reliable. I trust them and know I will get great customer service when required. Reviewed on: 7th July 2026

As a buyer, PAYPAL is ideal

5
In my experience as a buyer, PAYPAL is the most secure method of payment as it s private and looks after any serious issues from any purchases for better peace of mind. Reviewed on: 7th July 2026

Fantastic service with easy to use App

4
Making an online purchase is so much easier if you use PayPal and they will assist you if there are any issues. Also sending money overseas to family is easy if you use the app. Reviewed on: 7th July 2026

So easy to use .

5
So easy to use . Comes out of your account on the specific date set up . Allows you to spread the payment with no additional fee. Reviewed on: 7th July 2026

I have always had good experiences with PayPal, if I...

5
I have always had good experiences with PayPal, if I have had any problems they have soon been resolved Reviewed on: 7th July 2026

Excellent way to pay for more expensive purchases

5
Excellent way of buying something expensive and paying for it in 3 monthly payments. I always use it. Reviewed on: 7th July 2026

I had a good experience until

4
I had a good experience until I didn’t realise I had missed the payment and now after one downfall I don’t qualify for pay in 3 because it took a month to pay and it was only £10 Reviewed on: 7th July 2026

A super helpful payment option

5
I've used the pay in 3 options a time or two now & it's been so helpful. Most recently with purchasing trains tickets that I desperately needed but just didn't have the upfront funds. The pay in 3 meant I could still travel but spread out the payments making it much more cost effective for my trip. Reviewed on: 7th July 2026

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review