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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.75 (101313 reviews)

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4.75

Based on 101,313 reviews, last reviewed 6th Oct 2026

82% decrease in 5 star reviews

in the past 90 days

71% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to use. Easy to use. Quickly tells you if you are eligible or not. Gives you plenty of warning when the payment is due. Reviewed on: 6th October 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal Pay in 3 reviews (101313)

PayPal pay in 3 is great but sometimes it’s declined...

PayPal pay in 3 is great but sometimes it’s declined and other times it goes through. Reviewed on: 8th September 2026

grreat customer service,happy about it

grreat customer service,happy about it Reviewed on: 8th September 2026

Would recommend 100%

Quick and easy application and acceptance .. would recommend has helped me no ends Reviewed on: 6th September 2026

No problem

I've never had problem usimg PayPal.N Reviewed on: 6th September 2026

Simple and easy

So simple to use and a great way to spread the costs without the additional burden of interest and forgetting payments Reviewed on: 5th September 2026

I've used PayPal for over 20 years and found the ser...

I've used PayPal for over 20 years and found the service to be excellent, particularly when I first started using PP. More recently, not so good as I assume less real people employed. Most of the time my reasons for contacting PP was when ebay sellers had done the dirty on me! Reviewed on: 4th September 2026

I love to use it in 3 payments 0%

I love to use it in 3 payments 0% Reviewed on: 1st September 2026

Pay in 3

They have been very good at helping with splitting payments which help me every month Reviewed on: 1st September 2026

Excellent

Good customer service, easy to use and good facility Reviewed on: 1st September 2026

It made life so easy for me.

It made life so easy for me. No stress financially. Reviewed on: 30th August 2026

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