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PayPal: Pay in 3 reviews

4.76
Based on 78,358 reviews, last reviewed 1st Jul 2026
5278700% increase in 5 star reviews
in the past 90 days
9800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just so easy to use! Just so easy to use! I wish Amazon would link with PayPal! Reviewed on: 1st July 2026
Louise Davies's avatar
Louise Davies

Latest lowest rating:

1

pay in 3 Most of the time it won't allow me to pay in 3 ?? No reason given Reviewed on: 1st July 2026
Sam 's avatar
Sam

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (78364)

Its okay

3
It’s okay, sometimes pay in three works, sometimes it doesn’t. It’s not reliable. Reviewed on: 1st July 2026

Very easy to deal with and easy to use app...

5
Very easy to deal with and easy to use app Reviewed on: 1st July 2026

Simple and convenient way to spread payments

5
I’ve had a very positive experience using PayPal Pay in 3. The application process was quick, payments were clearly scheduled, and everything was easy to manage through my PayPal account. There were no unexpected fees as long as I paid on time, and it made larger purchases much more affordable. I would definitely use this service again and recommend it to anyone looking for a straightforward interest-free payment option. Reviewed on: 1st July 2026

all good happy paying by installments

5
all good happy paying by installments Reviewed on: 1st July 2026

Simple bought a flight to Greece last min paying in...

5
Simple bought a flight to Greece last min paying in 3 so hence got more spending money Reviewed on: 1st July 2026

Always had good experience with paypal i feel safe u...

5
Always had good experience with paypal i feel safe using paypal.easy to use lots o.f options if you need them Reviewed on: 1st July 2026

Very easy and quick to use.

5
Very easy and quick to use. Setup is s breeze and with the emails notifying you off upcoming payments makes it easy to ensure you have the funds in your account ready Reviewed on: 1st July 2026

It is easy to use, hassle free, great for when you n...

5
It is easy to use, hassle free, great for when you need to buy something but can’t quite afford the total Reviewed on: 1st July 2026

On a couple of times I've had to get in touch for th...

5
On a couple of times I've had to get in touch for things ordered and needed a refund and was sorted with no problem Reviewed on: 1st July 2026

Feels convenient

5
Feels convenient – you can pay online without entering your card details every time. * Adds a layer of security – merchants don’t see your full card or bank account information. * Has buyer protection Reviewed on: 1st July 2026

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