Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (78364 reviews)

View other PayPal products

4.76

Based on 78,358 reviews, last reviewed 1st Jul 2026

5278700% increase in 5 star reviews

in the past 90 days

9800% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Just so easy to use! Just so easy to use! I wish Amazon would link with PayPal! Reviewed on: 1st July 2026

Latest lowest rating:

1

pay in 3 Most of the time it won't allow me to pay in 3 ?? No reason given Reviewed on: 1st July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (78364)

Reliable, trustworthy, flexible, easy to use.

Reliable, trustworthy, flexible, easy to use. A safe way to pay. Reviewed on: 1st July 2026

It's brilliant!

It's really easy to use the PayPal pay in 3 option... its especially good for lager purchases where you can spread the cost interest free for 3 months. It's brilliant! Reviewed on: 1st July 2026

I had very great experience with PayPal, very good c...

I had very great experience with PayPal, very good customer service and very trustworthy institution for mony helpful and supportive team. Thanks for everything Reviewed on: 1st July 2026

PayPal is the best!

I’ve been using PayPal Credit for over 10 years and have always had a great experience. Their service has been reliable, straightforward, and very helpful whenever I’ve needed support. The interest rates have been reasonable compared to many alternatives, and managing payments is simple. One feature I particularly like is the Pay in 3 option, which makes larger purchases much easier to budget for without extra stress. Transactions are quick, secure, and easy to track through the app. Overall, PayPal Credit has been a valuable financial tool for me, and I would happily recommend it to others. Reviewed on: 1st July 2026

Makes it so much easier being able to spread the...

Makes it so much easier being able to spread the cost Reviewed on: 1st July 2026

Convenient and trustworthy

I like the convenience of PayPal and options to pay in 3 or use my credit card. When had an issue with a transaction they immediately reimbursed me upon investigation Reviewed on: 1st July 2026

All ways helppful service and brilliant conditions P...

All ways helppful service and brilliant conditions Paypal 0% interest credit Reviewed on: 1st July 2026

Safe and versatile

Been using my PayPal daily for everything. It is easy to use and everywhere accepts it. I feel my money is safe and If I have an issue with a vendor PayPal are very helpful. Reviewed on: 1st July 2026

GREAT,VERY EASY AND USED THIS FEATURE FOR FIRST TIME

GREAT,VERY EASY AND USED THIS FEATURE FOR FIRST TIME Reviewed on: 1st July 2026

Always a great service with paypal.

Always a great service with paypal. Plus pay over 3 months very handy. Reviewed on: 1st July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Buyline 4.38 from 26 reviews
Retail finance
from PayItMonthly 4.80 from 274 reviews
Klarna card
from Klarna 4.02 from 4 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 146839 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub