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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.75 (101313 reviews)

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4.75

Based on 101,313 reviews, last reviewed 6th Oct 2026

82% decrease in 5 star reviews

in the past 90 days

71% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to use. Easy to use. Quickly tells you if you are eligible or not. Gives you plenty of warning when the payment is due. Reviewed on: 6th October 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal Pay in 3 reviews (101313)

I heart PayPal Plus

PayPal was the best for disputes and fraud claims, I’ve never had any trouble when requesting refunds on dodgy purchases, but now they have PayPal+ and I’ve already raised £110 in credit. Also great for collections for friends. Reviewed on: 29th August 2026

Paypal is simple and helpful.

Paypal is simple to use. pay in 3 parts is an exelent help for me. Reviewed on: 28th August 2026

Amazing, the team at paypal give a great hand whenev...

Amazing, the team at paypal give a great hand whenever there have been any issues. Reviewed on: 27th August 2026

Very easy to use and very convenient

Very easy to use and very convenient Reviewed on: 24th August 2026

Easy to use, great benefits, useable in many many pl...

Easy to use, great benefits, useable in many many places Reviewed on: 23rd August 2026

Such good customer service every time I have contact...

Such good customer service every time I have contacted them. Never have any issues using PayPal Reviewed on: 22nd August 2026

Always been absolutely the best

Always been absolutely the very n Reviewed on: 21st August 2026

Good experience PayPal

Good experience with payment as expected and prompt replies from customer service when necessary which has only been occasionally. Reviewed on: 20th August 2026

I like the pay in 3 and 0% interest over 4 months.

I like the pay in 3 and 0% interest over 4 months. However, when a retailer refunds a charge when using paypal credit card, it takes 2+ months for that credit to be added to my account. When you try to find out about it you just have AI giving you useless answers. Not acceptable. Reviewed on: 20th August 2026

Reliable company and efficient customer service

Reliable company and efficient customer service Reviewed on: 20th August 2026

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