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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.75 (101313 reviews)

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4.75

Based on 101,313 reviews, last reviewed 6th Oct 2026

82% decrease in 5 star reviews

in the past 90 days

71% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to use. Easy to use. Quickly tells you if you are eligible or not. Gives you plenty of warning when the payment is due. Reviewed on: 6th October 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal Pay in 3 reviews (101313)

PayPal and their breathe of payment options

Pat in 3 and pay in 30 days have been amazing for me and have allowed me to get the things I want without the stress of one big payment by cutting it up into 3 I’ve been able to get the things I’ve wanted without feelings as bad. Paypals customer support have been great as well, I booked a flight with American Airlines and had to then cancel my ticket! Paypal helped me out with this when AA was being fustrating. Reviewed on: 6th August 2026

great staff all very keen and very eager to offer he...

great staff all very keen and very eager to offer help at any time you contact them well worth the 5 stars given Reviewed on: 6th August 2026

A 5* review

PayPal is easy to use and pay online, the best way to pay online 5***** Reviewed on: 6th August 2026

The protector

I always use PayPal as it’s the safest way to protect my purchases and it helps me sleep better at nights. It’s also very simple to use without being complicated. Reviewed on: 6th August 2026

Pay in 3 makes life easy!

Pay in 3 makes life easier for me, because the PayPal app tells me how much money I owe and when to pay that money. I usually do pay in 3 for the necessities and I’m so thankful for this, most of the time I pay the money back in full before payment is owed. Reviewed on: 6th August 2026

Being able to pay in three instalments helped me to...

Being able to pay in three instalments helped me to balance my budget when I was struck with an unexpected bill. Cars! We all love em but they can be demanding without any warning. The application process as an existing account holder was very easy. I hate long winded processes where you have to prove you are you 3 times over to get accepted. I even suggested using PayPal to a friend when their washing machine died and they had to purchase a new one. I also like the fact that PayPal is a known brand and I could sign up to three payments with confidence that there would be no hidden charges. It was as simple as using a credit card but less painful due to the time period. Love it! Cracking! Reviewed on: 6th August 2026

Ok for backup

Ok for credit and backup. Very secure and safe for shopping. Reviewed on: 5th August 2026

Happy Customer

I have used paypal for years and I am always more than happy with the service I receive. It is a fast and easy service to use & I highly recommend it!! Reviewed on: 4th August 2026

Secure and easy payments

It’s so easy and handy to use for quick payments that you can rely on being secure. Don’t think I’ve ever had any issues. Reviewed on: 3rd August 2026

Pay in 3 is really handy.

I've used Pay in 3 a few times. I find it great that I can spread the cost of an item just for a short time, knowing that I'll easily be able to make the payments, without any worries. Reviewed on: 3rd August 2026

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