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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (78364 reviews)

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4.76

Based on 78,358 reviews, last reviewed 1st Jul 2026

5278700% increase in 5 star reviews

in the past 90 days

9800% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Just so easy to use! Just so easy to use! I wish Amazon would link with PayPal! Reviewed on: 1st July 2026

Latest lowest rating:

1

pay in 3 Most of the time it won't allow me to pay in 3 ?? No reason given Reviewed on: 1st July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (78364)

Manageable, clean and very straightforward.

It’s clean and very straightforward. Sometimes in these quite difficult times good opportunities come along that despite budgeting without this easier way to pay I’d need to miss out. With Pay in 3 this is less likely to happen. Split over 3 payments I can adjust my other spending to get what I need then almost before I know it my item has been paid for. Reviewed on: 1st July 2026

I feel safe using PayPal, I like the option of pay i...

I feel safe using PayPal, I like the option of pay in 3 its very convenient and its automatically taken so I don't even have to worry about it although I write it down. I think PayPal is used widely by most retailers making it an ideal choice and just a tap away if you have the app I believe. I don't have it as I worry if the phone is lost. But I can understand younger ones using it. Reviewed on: 1st July 2026

Safe & secure

Easy to use and a great secure way to pay and send money 10/10 Reviewed on: 1st July 2026

clear and convenient

Simple, clear and convenient ways shown how to spend and spread the cost of your money. Reviewed on: 1st July 2026

I bout an item and it not the right one it was sent...

I bout an item and it not the right one it was sent to me PayPal got my money for me Reviewed on: 1st July 2026

Easy to set up and use

It was easy to set up and use Pay in 3, and allowed me to budget but still have a thing I really wanted. Reviewed on: 1st July 2026

Very good

I use PayPal most of the time and the pay in 3 is really good, I use it a lot you can spread the cost if you have more expensive items. Also it is secure company and you can trust them and if you have a problem with your items they are there to help. Reviewed on: 1st July 2026

Excellent service and excellent value for money

Excellent service and excellent value for money, i love pay in 3 it makes it so much easier when purchasing items that are more expensive, to spread it over 3 months, I use it for every thing thats expensive, I highly recommend this service Reviewed on: 1st July 2026

I have been with PayPal many years now pay in 3 has...

I have been with PayPal many years now pay in 3 has helped in so many ways for emergency items broken down also items I want now and pay later, looking for deals for things I want but maybe can't afford right now but pay in three absolutely brilliant Reviewed on: 1st July 2026

I love using PayPal.

I love using PayPal. 100% security using my card online and makes it so easy to send money to friends and family! Reviewed on: 1st July 2026

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