Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 51,512 reviews, last reviewed 17th May 2026
2749500% increase in 5 star reviews
in the past 90 days
5300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service - easy to use and very efficient Excellent service - easy to use and very efficient Reviewed on: 17th May 2026
KK Party Play 's avatar
KK Party Play

Latest lowest rating:

2

Doesn’t Value Customer Loyalty Had a house fire in 2024 the day after I did food shopping using my pay 3. I didn’t even get to eat the food, I had just came out of the hospital and ... Read more Reviewed on: 16th May 2026
Ninny's avatar
Ninny
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (51512)

Worked well for me- allowed me to split up payments.

5
Worked well for me- allowed me to split up payments. Not much else to say Reviewed on: 16th May 2026
Ben Osei-Poku's avatar
Ben Osei-Poku

No issues with PayPal.

5
No issues with PayPal. Always have a great experience. Reviewed on: 16th May 2026
Nick D's avatar
Nick D

Great experience, guaranteed secure shopping

5
Great experience, guaranteed secure shopping Reviewed on: 16th May 2026
Tuduetso's avatar
Tuduetso

One Tap, Zero Stress

5
PayPal’s split payment feature has honestly made managing money with friends and family so much easier. Whether it’s splitting dinner, trips, gifts, or everyday expenses, the process is incredibly simple and accessible for everyone. I love how quick and stress-free, no confusion, just a few taps and everything is sorted instantly. What I appreciate the most is how life-saving it can be in unexpected situations. Sometimes you don’t have the full amount at the moment, and being able to split payments gives real flexibility and peace of mind. The app is super easy to navigate, reliable, and makes sharing costs feel effortless. It’s one of those features you don’t realize you need until you start using it and now I can’t imagine going without it! Reviewed on: 16th May 2026
Micaela F's avatar
Micaela F

Great always helpfull whilst on a budget and great t...

5
Great always helpfull whilst on a budget and great to know mone is protected Reviewed on: 16th May 2026
Connor t's avatar
Connor t

Been using this app for several years always reliabl...

5
Been using this app for several years always reliable and never had any issues Reviewed on: 16th May 2026
Sam A's avatar
Sam A

Very happy with the service

5
Very happy with the service and very good Reviewed on: 16th May 2026
Mark Ellis's avatar
Mark Ellis

Straightforward app.

5
Straightforward app. Almost too easy to use! Reviewed on: 16th May 2026
LouFran's avatar
LouFran

I had a really good experience with PayGrPal

5
I had a really good experience with PayPal Reviewed on: 16th May 2026
Syed J's avatar
Syed J

Using PayPal method it's great and easy the customer...

5
Using PayPal method it's great and easy the customer service is so great when when I had issue with my purchase they always helped me. Reviewed on: 16th May 2026
Adnan M's avatar
Adnan M

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill