Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101280 reviews)

View other PayPal products

4.76

Based on 101,280 reviews, last reviewed 14th Aug 2026

72% increase in 5 star reviews

in the past 90 days

83% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

bought so much stuff online through pay pal so easy... bought so much stuff online through pay pal so easy and pay in 3 is best thing ever from pay pal if u dont have money to pay it gives u time to pay Reviewed on: 14th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (101280)

App is very easy to use and I always find it easily...

App is very easy to use and I always find it easily accessible Reviewed on: 27th July 2026

I find it easy to use and the spred payment over 3 i...

I find it easy to use and the spred payment over 3 is useful Reviewed on: 27th July 2026

The Payment App

I've been a long time user of PayPal and I've never had an issue with it. It's quick and easy to pay for anything, and the protection it provides gives peace of mind. Fortunately I didn't have to use the support very often, but it's been easy to sort out any issue I had. Reviewed on: 27th July 2026

Paypal useful app

As a pensioner i find doing things online is very difficult to navigate however using paypal app is easy to undrrstand Reviewed on: 27th July 2026

PayPal Continues to Set an Excellent Service

PayPal stands out with its excellent feature set, offering competitive rewards and flexible, seamless payment options. Reviewed on: 26th July 2026

Reliable Platform, great financial product.

Well its highly valuable, because I am not paying any of my own money for pay in three. I have used it for 6 or so purchases, and its useful to spread things out when other things are going on financially in my life. Also I have never had any issues with any of the pay in 3 plans I setup. Its easy to follow too. Dates of payments are clear, UI is good if you are on a desktop/laptop vs mobile. I cannot fault it so far Reviewed on: 26th July 2026

Never had a problem, more than 10 years and going...

Never had a problem, more than 10 years and going Reviewed on: 26th July 2026

Process was simple, helpful for me to try out

Process was simple, helpful for me to try out Reviewed on: 26th July 2026

Perfect for larger payments

So good for when something unexpected comes up to enable smaller payments. Reviewed on: 26th July 2026

I have used PayPal for many years now i budget ever...

I have used PayPal for many years now i budget every month and sometimes things have changed unexpectedly and PayPal has helped myself to give me the chance to pay 3 in 1 with cover for my rent which I was over the moon I have used PayPal few times over the years . I am happy to keep using PayPal as I have never had an issue with my experience. Reviewed on: 26th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

nextpay
from Next 4.20 from 13 reviews
Buy Now Pay Later
from Klarna 4.37 from 565 reviews
Retail finance
from Buyline 4.40 from 26 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 181121 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub