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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.75 (101313 reviews)

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4.75

Based on 101,313 reviews, last reviewed 6th Oct 2026

82% decrease in 5 star reviews

in the past 90 days

71% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to use. Easy to use. Quickly tells you if you are eligible or not. Gives you plenty of warning when the payment is due. Reviewed on: 6th October 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal Pay in 3 reviews (101313)

Easy and reliable way to buy and sell .

Easy and reliable way to buy and sell . Reviewed on: 2nd August 2026

Excellent I only try to use PayPal as I feel it’s...

I only try to use PayPal as I feel it’s much safer Reviewed on: 1st August 2026

Excellent service

I have used PayPal 22 years without any problems. Reviewed on: 1st August 2026

Pay in 3 has allowed me to book events over the summ...

Pay in 3 has allowed me to book events over the summer that I would not nbe able to pay in one go. Making memories without the stress of going over drawn. Reviewed on: 31st July 2026

Pay in 3 easy as 123

Great!! I’ve used pay in 3 a few times now and it’s always simple to use and really helpful for big purchases that I don’t want to have to pay for all at once! Reviewed on: 31st July 2026

excellent service, and customers service easy to com...

excellent service, and customers service easy to communicate to sort any issues. Reviewed on: 30th July 2026

no strings attached piece of mind

It’s easy, no strings attached, and gives me piece of mind instead of feeling worried about further payments looming over me. I am glad to have the option when I come to pay, and not feel like it’s a pressure but rather a choice. Reviewed on: 30th July 2026

Simple and trustworthy

Simple and trustworthy, Paypal is always my preferred way of buying safely online. Reviewed on: 29th July 2026

PayPal is great

I use PayPal for lots of transactions online and it’s always been seamless and efficient. I also value their pay in 3 options for more expensive transactions as it’s a great way of spreading costs and they make it really easy to use. Reviewed on: 29th July 2026

Been using for years, easily the best thing to use

Been using for years, easily the best thing to use Reviewed on: 29th July 2026

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