Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (78419 reviews)

View other PayPal products

4.76

Based on 78,358 reviews, last reviewed 1st Jul 2026

5278700% increase in 5 star reviews

in the past 90 days

9800% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Just so easy to use! Just so easy to use! I wish Amazon would link with PayPal! Reviewed on: 1st July 2026

Latest lowest rating:

1

pay in 3 Most of the time it won't allow me to pay in 3 ?? No reason given Reviewed on: 1st July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (78419)

Easy to use, no hidden charges

Very easy to use, self explanatory- details are always easy to find. App shows everything you need to know, charges are clear, nothing is hidden. Highly recommend. Reviewed on: 1st July 2026

Just so easy to use!

Just so easy to use! I wish Amazon would link with PayPal! Reviewed on: 1st July 2026

Pay in 3 reliability

Pay in 3 has always been reliable for me, have used multiple times with no issues at all. No issues with later payments, altogether a great system to use. Will definitely use for larger payments in the future. Reviewed on: 1st July 2026

Split the cost with this Convenient Card

So convenient for splitting the cost of bigger purchases. I used the card yesterday to purchase flooring! Just fab Reviewed on: 1st July 2026

PayPal assistants were absolutely lovely!

Pay pal assistants, both initially in Ireland and the resolution centre abroad were really nice and supportive, especially as my husbands just died . Plus I found a section on grief which took me to a web site that seems really useful . I’m very impressed as I’ve used a PayPal for years and I didn’t know PayPal offered this kind of help . I was scammed by a company online and I’m hoping I receive my refund soon . Reviewed on: 1st July 2026

PayPal easy to use

PayPal I use all the time and so easy to send money to friends, family and businesses. I also have a credit card with PayPal so easy to use, highly recommend Reviewed on: 1st July 2026

Always there for me when I need to spread the cost t...

Always there for me when I need to spread the cost to make the goods I buy more affordable. They are especially my go to when making a larger purchase. Reviewed on: 1st July 2026

Very happy

Its very easy to use and im very happy with the service Reviewed on: 1st July 2026

No hassle and secure way to split payments.

Pay in 3 is so handy when you don't have quite enough to cover the cost of something. It is easy to set up and payments can be viewed easily and quickly with the option to pay in full without penalty. I also trust the Paypal method of payment with regards to security. Reviewed on: 1st July 2026

ALWAYS FOUND PAYPAL TRUSTWORTHY EASY TO USE AND CHEAP.

ALWAYS FOUND PAYPAL TRUSTWORTHY EASY TO USE AND CHEAP. BETTER THAN ANY BANK.CANT THINK OF ANTHING ELSE TO SAY Reviewed on: 1st July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Klarna 4.34 from 557 reviews
nextpay
from Next 4.20 from 13 reviews
Buy Now Pay Later
from Duologi 4.30 from 14 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 146917 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub