Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,280 reviews, last reviewed 14th Aug 2026
72% increase in 5 star reviews
in the past 90 days
83% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

bought so much stuff online through pay pal so easy... bought so much stuff online through pay pal so easy and pay in 3 is best thing ever from pay pal if u dont have money to pay it gives u time to pay Reviewed on: 14th August 2026
Craig E's avatar
Craig E

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101280)

bought so much stuff online through pay pal so easy...

4
bought so much stuff online through pay pal so easy and pay in 3 is best thing ever from pay pal if u dont have money to pay it gives u time to pay Reviewed on: 14th August 2026

Simply the best!

5
I have faith when using it my money is safe. It's easy to use and the fact you can split the payments is amazing. Reviewed on: 14th August 2026

Very easy, affordable and mainly no interest

5
Very easy, affordable and mainly no interest Reviewed on: 12th August 2026

PayPal has always been friendly and helpful in every...

5
PayPal has always been friendly and helpful in every aspect of my financial wellbeing with them. They provide advice when you need it and not to mention the multiple ways you can pay now really helps you afford things more comfortably. i. l love paypal. Reviewed on: 11th August 2026

a regular customers experience

5
I have used paypal for many transactions, either through credit or pay in 3, I have never had any problems obtaining the credit line, its so simple and I especially love the protections the transactions provide. quite a few times, I have needed to use the dispute section, because something has not been up to standard, I have been reimbursed every time, that generates great trust. I have found the app to be a little unwieldly at times and some services appear to be buried under layers of scrolling and clicking, yet even here I have rang up customer service who have guided me expertly through the maze. Cannot fault that at all Reviewed on: 11th August 2026

good job always and always value the money

5
good job always and always value the money Reviewed on: 10th August 2026

My honest opinion

4
Ive been with paypal for20 yrs now. I have found it a great way to pay for items over a period of time or completed transactions immediately versatility is important . Efficient and reliable Reviewed on: 9th August 2026

Use it all the time, makes things easier to manage...

5
Use it all the time, makes things easier to manage Reviewed on: 9th August 2026

I use Paypal regularly and feel safe.

5
I use Paypal regularly and feel safe. Reviewed on: 8th August 2026

my payments online is safe & fast.

5
i have been using paypal for most of my payments online and is safe & fast. Reviewed on: 6th August 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181120 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products