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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.75 (101313 reviews)

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4.75

Based on 101,313 reviews, last reviewed 6th Oct 2026

82% decrease in 5 star reviews

in the past 90 days

71% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to use. Easy to use. Quickly tells you if you are eligible or not. Gives you plenty of warning when the payment is due. Reviewed on: 6th October 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal Pay in 3 reviews (101313)

Great payment method

Very easy to use and works almost everywhere Reviewed on: 29th July 2026

The experience ment I could spread the cost of items...

The experience ment I could spread the cost of items I wouldn’t have been able to purchase in one go Reviewed on: 29th July 2026

Security is important to me, security and prompt pay...

Security is important to me, security and prompt payments. PayPal ticks the boxes without doubt. Reviewed on: 29th July 2026

Arnie’s Angels

PayPal is easy to use and really helps organising your payments to best effect. Helps suites your needs. Reviewed on: 29th July 2026

I have PayPal many years and never been problems

I have PayPal many years and never been problems Reviewed on: 29th July 2026

All new here, but pleased so far.

Since joining lately I have no problem using app and when purchasing of websites. Pay in 3 great when a bargain is available but funds short. Reviewed on: 28th July 2026

Helpful sometimes and been effectively in past

Helpful sometimes and been effectively in past Reviewed on: 28th July 2026

PayPal - a good way of stretching a limited budget

I think that PayPal is simple to use and represents a good financial tool, especially for people on limited incomes. Reviewed on: 28th July 2026

I was scammed a while back and customer service help...

I was scammed a while back and customer service helped me a lot, in the end I got all.my money back thanks to them. Reviewed on: 28th July 2026

Trusted 100%

PayPal is my number one pay app Trusted 100% Reviewed on: 28th July 2026

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