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PayPlan: Debt solutions reviews

4.94
Based on 22,303 reviews, last reviewed 22nd Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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Latest highest rating:

4

Debtmaster I had a debt problem and was offered help by PayPlan which exceeded my hopes and helped remove the burden of debt Reviewed on: 22nd January 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Very easy to deal with, set up everything for me and... Very easy to deal with, set up everything for me and the app is easy to use Reviewed on: 24th May 2024
Chris Mitchell's avatar
Chris Mitchell

About this product

PayPlan offers free debt advice.

You can access support online or over the phone. Once they understand your situation, PayPlan will share the options available to help you. When you’ve chosen the solution you want to move forward with, PayPlan will support you through the entire journey.

PayPlan debt advice reviews help you find out what it’s really like to be a customer. If you’ve used PayPlan before, you can also leave a review and share your experience.

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PayPlan Debt solutions reviews (22303)

Easy life

5
Payplan have been a godsend for me. I haven't had much look with my finances payplan helped me get back on track always respond and very helpful. Reviewed on: 10th June 2022

Helped me when I needed it

5
When I was made redundant, I asked my creditors for help to get me through a difficult time. None would help. Payplan, helped me and talked me through all my options. They still Continue to support me Reviewed on: 10th June 2022

No hassle and highly professiona;

5
PayPlan have been extremely helpful in setting up a DMP, and guiding me through the process initially, even when I had to leave the country due to family issues. Always highly responsive, professional, and ensuring a hassle-free experience, they are a no-brainer for anyone in need of some Financial assistance. Reviewed on: 10th June 2022

Great service

5
Great help, good advice, helped me through a difficult time Reviewed on: 10th June 2022

Brought my Life Back

5
Many years ago my husband ran his own company in the building trade. Unfortunately, we had to compete with many people who didn't pay tax, insurance or VAT. In the fullness of time we could not compete in this market and got into debt. Our first debt management company charged us enormous fees which meant that we were always behind with bringing the actual debts down. We were then introduced to PayPlan - oh what relief - no fees, very sound advice and a sensible repayment system and plan introduced into our lives. Not only could we answer the telephone and open letters again we could sleep at night and think about the time that these debts would be paid in full. The people who work for PayPlan are sympathetic, caring and furthermore non-judgemental with carefully thought out solutions for your individual situations - in fact a most amazing experience after the first frightening debt management company we had been with. I would most definitely vote for PayPlan as my dealings with them has been life saving. Thank you PayPlan - long may you continue with your fantastic works. Reviewed on: 10th June 2022

Got me out the shit

5
I’m approaching the end of my payment plan over 5 years with just 8 months left and I can say it’s completely changed my life for the better. After a separation and job change of circumstances I had £17,000 of debt but pay plan did everything and arranged the consolidation monthly payments. Reviewed on: 10th June 2022

Great help

5
When I thought there was no way out. Pay plan stepped in Reviewed on: 10th June 2022

No more sleepless nights

5
I have been in a DMP with payplan for several years that is tailored to my income I am so grateful that I no longer have creiditors ringing me or writing to me with added interest on my outstanding debts. This has been very important as I have had to look after my elderly father for most of this time so could not afford any extra worry that would've brought. So thank you for setting me on the right path. If I cannot afford it I certainly wont buy anything that is the road I am now on and feel free. The added benefit of being able to now sleep at night and not be anxious is immense. So thank you Payplan. Reviewed on: 10th June 2022

Very supportive and caring

5
If you find yourself somewhere financially where you never want to be, these people will help you get you life back on track. Reviewed on: 10th June 2022

Totally changed my life

5
Payplan have literally been a lifesaver. I was drowning in monthly repayments to various creditors and just couldn't cope. Payplan helped me to get back on track, manage my finances and now I am debt-free! Reviewed on: 10th June 2022

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