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PayPlan: Debt solutions reviews

4.94
Based on 22,303 reviews, last reviewed 22nd Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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Latest highest rating:

4

Debtmaster I had a debt problem and was offered help by PayPlan which exceeded my hopes and helped remove the burden of debt Reviewed on: 22nd January 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Very easy to deal with, set up everything for me and... Very easy to deal with, set up everything for me and the app is easy to use Reviewed on: 24th May 2024
Chris Mitchell's avatar
Chris Mitchell

About this product

PayPlan offers free debt advice.

You can access support online or over the phone. Once they understand your situation, PayPlan will share the options available to help you. When you’ve chosen the solution you want to move forward with, PayPlan will support you through the entire journey.

PayPlan debt advice reviews help you find out what it’s really like to be a customer. If you’ve used PayPlan before, you can also leave a review and share your experience.

Review PayPlan: Debt solutions now

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PayPlan Debt solutions reviews (22303)

life back on track

5
I was in financial distress, with no way out. Also always struggling to pay bills and in arrears. I felt constant stress and shamed and that I didn't deserve help. Speaking to payplan made it seemed there was a way forward. They were so kind and understanding, I didn't feel judged at all. I no longer had to speak to my creditors or dread the mail or the phone ringing. I now have a way forward and a future for my family. Reviewed on: 8th June 2022

Amazing experience

5
Coming to the end of my IVA this year and I only have good things to say about PayPlan! They helped me no end and have regularly kept in contact and done annual reviews taking into account all my income and outgoings! I would 100% to anyone who is in doubt about taking the plunge to consolodate their debt Reviewed on: 8th June 2022

Very Helpful easy to talk to

5
when I spoke to them they were very helpful and understanding of my situation very polite and kind, I would recommend PayPlan to anyone. Reviewed on: 8th June 2022

So simple

5
Really understanding of peoples personal circumstances. I would recommend them every time to someone struggling like I was. The fact I can live my life without this hanging over me is amazing Reviewed on: 8th June 2022

Very helpful and considerate

5
Nice people easy to communicate with under awkward circumstances Reviewed on: 8th June 2022

Fantastic support!

5
PayPlan gave me back my piece of mind. It was a really tough time for me having just been diagnosed with Bipolar but they helped me to get my financial situation under control again. Reviewed on: 8th June 2022

Amazing - has helped changed my life for the better

5
Payplan has been amazing for changing my life for the better. I was pregnant and furlough throughout the pandemic and found myself struggling to pay bills I'd usually have more than enough to cover. I didn't sign up to payplan until I was on standard pay maternity leave dropping to only £600 a month pay. I contacted Payplan and they were so supportive from day 1. The advisors I spoke to were lovely and understanding. We agreed an affordable and realistic plan and I instantly felt better and like everything was manageable. I've been on my plan for 1 year now and I couldn't recommend it enough. You get regular updates on accounts and can log in online to track progress. If you find yourself struggling, I'd definitely recommend having a chat with the team at payplan. Reviewed on: 8th June 2022

Excellent service

5
Really good customer service and a simple plan that has been easy to follow and maintain has really helped me get back on track. Reviewed on: 8th June 2022

Helpful, reassuring, friendly

5
They have helped me gain control of my finances with helpful, constructive advice Reviewed on: 8th June 2022

A steady hand to guide you

5
After lockdown I found myself out of work temporarily so I needed a plan that would help me through this period and beyond . Great support via telephone as well as online . I feel I am getting back on track and payplan helped alleviate my stress at a difficult time Reviewed on: 8th June 2022

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