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PayPlan: Debt solutions reviews

4.94
Based on 22,303 reviews, last reviewed 22nd Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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0%

Latest highest rating:

4

Debtmaster I had a debt problem and was offered help by PayPlan which exceeded my hopes and helped remove the burden of debt Reviewed on: 22nd January 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Very easy to deal with, set up everything for me and... Very easy to deal with, set up everything for me and the app is easy to use Reviewed on: 24th May 2024
Chris Mitchell's avatar
Chris Mitchell

About this product

PayPlan offers free debt advice.

You can access support online or over the phone. Once they understand your situation, PayPlan will share the options available to help you. When you’ve chosen the solution you want to move forward with, PayPlan will support you through the entire journey.

PayPlan debt advice reviews help you find out what it’s really like to be a customer. If you’ve used PayPlan before, you can also leave a review and share your experience.

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PayPlan Debt solutions reviews (22303)

Totally happy with how helpful the team has been

5
I have joined Payplan because I suffered anxiety due to the lack of ability to pay off my mounting debt but payplan was able to offer a helpful solution to my problem Reviewed on: 8th June 2022

Excellent

5
From the help given at the beginning to the follow up support, help and understanding throughout my IVA, Payplan have been excellent Reviewed on: 8th June 2022

Back from the brink

5
I was offered an affordable plan which allowed me to maintain some dignity in my life.. Reviewed on: 8th June 2022

Kind, helpful and efficient team

5
From the first conversation I had with payplan my anxiety was eased so much. They are informative, thorough and keep great communication. Reviewed on: 8th June 2022

My best friend

5
With PayPlan I found the solution to pay my debts after losing my job of 23 years. PayPlan has helped me a lot and now I can pay a monthly payment according to my possibilities at the moment. I am very grateful to them because they give me a lot of peace of mind, while I can rebuild my working life. Reviewed on: 8th June 2022

Great service

5
4 years into my IVA and they’ve been fantastic. Communicative but not overbearing, they’ve made the process really simple and have treated me fairly along the way Reviewed on: 8th June 2022

Almost debt free

5
Friendly and understanding staff, I'm 2 payments away from being debt free Reviewed on: 8th June 2022

a big help at a worrying time

5
we are bin a mess we are old so needed help to stop us worrying and PayPlan did just that Reviewed on: 8th June 2022

helpfull

5
help given as needed and stress free Reviewed on: 8th June 2022

Changed my life, I can now sleep well!

5
I set up the plan 13 months ago, after redundancy I made some financial decisions I now regret and things were starting to get on top of me. I called PayPlan, and within an hour I had gone through any debts and they had a plan together as to what my affordability for monthly payments were. Shortly after I had a plan and agreement in place and the direct debit was set up. Since setting the plan up I’m no longer reviving letters, calls, texts or emails daily about collection of money owed. They do contact me when they’ve revived their payment from payplan but I can now sleep a lot easier. I’m am very greatfull for the plan and being able to speak to someone on the phone or app if I have any concerns or changes in my finances. An example being when I had to icolate due to covid my monthly wage was less than normal. I was able to adjust the payment to what I could afford and then continue as normal the month following I’m no longer awake at night worrying about paying debts. Reviewed on: 8th June 2022

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