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PayPlan: Debt solutions reviews

4.94
Based on 22,303 reviews, last reviewed 22nd Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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Latest highest rating:

4

Debtmaster I had a debt problem and was offered help by PayPlan which exceeded my hopes and helped remove the burden of debt Reviewed on: 22nd January 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Very easy to deal with, set up everything for me and... Very easy to deal with, set up everything for me and the app is easy to use Reviewed on: 24th May 2024
Chris Mitchell's avatar
Chris Mitchell

About this product

PayPlan offers free debt advice.

You can access support online or over the phone. Once they understand your situation, PayPlan will share the options available to help you. When you’ve chosen the solution you want to move forward with, PayPlan will support you through the entire journey.

PayPlan debt advice reviews help you find out what it’s really like to be a customer. If you’ve used PayPlan before, you can also leave a review and share your experience.

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PayPlan Debt solutions reviews (22303)

Lifesavers

5
After being with Payplan for over 10 years I have to say that they have been my lifersavers as previously overwhelmed with debt and others issues they came to my rescue I couldn’t be more grateful and would recommend them in a heartbeat to anyone suffering financial difficulties. Reviewed on: 8th June 2022

Piece of Mind

5
I am a lot happier on myself, Payplan are an unbelievable help and don't stop helping throughout your time with them. Reviewed on: 8th June 2022

Life saving

5
PayPlan saved me from financial hardship and loosing my daughter and not being fit for work. Great customer experience and friendly understanding staff Reviewed on: 8th June 2022

Payplan changed my life

5
I was in a lot of trouble with debts and couldn’t find a way out. It was a friend that recommended Payplan to me and calling them was one of the best decisions of my life. They managed to sort me a plan that was affordable but most of all it stopped all the stress I had in my life. All of the phone calls from debtors ended and I could then see a light at the end of the tunnel. Thank you again Payplan Reviewed on: 8th June 2022

Bri

5
These people are the best they sorted all my problems and with no hassle. Reviewed on: 8th June 2022

Life savers

5
When you think no one cares, along come this company who actually do Reviewed on: 8th June 2022

Peace of mind at last!

5
Payplan have basically changed my life. I was suffering with anxiety due to the worrying about my debts. The staff are so kind and helpful, they put my mind at ease and I feel like a huge weight has been lifted. Reviewed on: 8th June 2022

Really helpful and easy

5
I let my debts get on top of me and Payplan helped me gain control and make it easy! I would have been lost without them and probably still struggling to gain control. Reviewed on: 8th June 2022

Suddenly all the pressure has lifted

5
The endless letters, emails & calls from my creditors have now stopped thanks to Pay Plan. My debts were caused by my becoming disabled after a violent, homophobic attack in 2003. My partner, now my husband of 36yrs, and I lost everything - our beautiful home in the Lake District, our jobs, and any sense of life-security we once had. After nearly 20yrs since the attack, which left me mostly blind & with very limited mobility, we now have a lovely housing association home in Birmingham, dear friends, and a whole lot of humility & gratefulness for hard lessons learnt, and such appreciation for the fragile beauty & wonder of life. Pay Plan really helped to lift the final dark clouds - those of historically enforced debts - from our new lives of contentment, joy & love. Pay Plan is so simple, straightforward & supportive to use, that it has really changed our lives, in that we no longer live in dread of the post. Thank you. Paul & David Reviewed on: 8th June 2022

Saved me from a miserable life

5
I have been with PayPlan for a couple of years now and they have honestly been so helpful, understanding and saved me from a life of misery. I was really struggling and felt stuck in a bad situation but they helped me in such a positive way and got me back happy while paying my debts. I have already recommended them to a number of people. Reviewed on: 8th June 2022

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