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PayPlan: Debt solutions reviews

4.94
Based on 22,303 reviews, last reviewed 22nd Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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Latest highest rating:

4

Debtmaster I had a debt problem and was offered help by PayPlan which exceeded my hopes and helped remove the burden of debt Reviewed on: 22nd January 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Very easy to deal with, set up everything for me and... Very easy to deal with, set up everything for me and the app is easy to use Reviewed on: 24th May 2024
Chris Mitchell's avatar
Chris Mitchell

About this product

PayPlan offers free debt advice.

You can access support online or over the phone. Once they understand your situation, PayPlan will share the options available to help you. When you’ve chosen the solution you want to move forward with, PayPlan will support you through the entire journey.

PayPlan debt advice reviews help you find out what it’s really like to be a customer. If you’ve used PayPlan before, you can also leave a review and share your experience.

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PayPlan Debt solutions reviews (22303)

A peace of mind.

4
Payplan have been brilliant from day one. Helped me when I was on maternity and getting really worried and low about my debt and finances. They were patient and dealt with it all. All the staff are kind and friendly and not judgemental at all. Always quick response aswell. I finally make a affordable payments and worry free. Reviewed on: 27th May 2022

They allowed me to breath again

5
They were so helpful and completely non-judgmental. Excellent communication. Easy to use. High quality service Reviewed on: 26th May 2022

Great helpers

5
Payplan helped me in a very professional and (for me) very comfortable way. I was almost helpless in my debt problem but Payplan not only provided me the solution but also gave me the opportunity to restart my financial journey. Reviewed on: 26th May 2022

Extremely helpful and sincere. Would definitely recommend Payplan

5
I did not know where to start with any of my depts. Then I heard about Payplan from a friend. Payplan have been extremely helpful and made my experience calming and having the reassurance and guidance has made me feel a lot less stressed. I also find it hard to talk over the phone due to mental health. but their is various ways payplan can help via phone email text and web chat which is fantastic. I highly recommend payplan Reviewed on: 26th May 2022

Pease of mind

5
Once this organisation is contacted and you have given them all the information, they come back with a plan. If you agree they contact your creditors and hopefully agree a payment plan. It then becomes like the weight of the world has been lifted from your shoulders. You can sleepat night and gain pease of mind. If you are in debt the firsyt step is to admit it to your self and seek help, and in my opinion there is no better organisation. Reviewed on: 26th May 2022

So Helpful.

5
Payplan have made my life so much better and helped me tackle my problems head on. Also they have helped me along the way with answers usually same day when I've needed extra assistance. I found it really hard to face my debt head on but once I contacted payplan they made the process so straightforward. Thank you everyone at payplan for your continued help. Reviewed on: 26th May 2022

Turned my llife around

5
Wonderful staff who are totally understanding in what was the most traumatic period of my life, always treated with respect and dignity, saved my life Reviewed on: 26th May 2022

The best!

5
Helpful, efficient , professional, caring friendly staff Reviewed on: 26th May 2022

Life Saver

5
Before I contacted PayPlan regarding my finances I was really struggling, to even put food on the table for my son and I. This was severely affecting my mental health. The staff at PayPlan who I have dealt with from the beginning to now are amazing, they reassured me the whole time, have answered any questions and queries I have had along my journey, and made it possible to start living again without the daily stress of money. Would highly recommend. Reviewed on: 26th May 2022

Financial freedom made simple

5
From the first phone call Payplan have been very clear and precise in their advice and 2 years later still a member and having a very pleasant experience with them Reviewed on: 26th May 2022

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