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PayPlan: Debt solutions reviews

4.94
Based on 22,303 reviews, last reviewed 22nd Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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Latest highest rating:

4

Debtmaster I had a debt problem and was offered help by PayPlan which exceeded my hopes and helped remove the burden of debt Reviewed on: 22nd January 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Very easy to deal with, set up everything for me and... Very easy to deal with, set up everything for me and the app is easy to use Reviewed on: 24th May 2024
Chris Mitchell's avatar
Chris Mitchell

About this product

PayPlan offers free debt advice.

You can access support online or over the phone. Once they understand your situation, PayPlan will share the options available to help you. When you’ve chosen the solution you want to move forward with, PayPlan will support you through the entire journey.

PayPlan debt advice reviews help you find out what it’s really like to be a customer. If you’ve used PayPlan before, you can also leave a review and share your experience.

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PayPlan Debt solutions reviews (22303)

Amazing

5
PayPlan have been amazing and most supportive in my journey to becoming Debt Free - so easy to talk to and always quick to respond. Would highly recommend Reviewed on: 25th May 2022

Perfect

5
Good customer service, very helpful and understanding. Easy to contact and alter plan. Reviewed on: 25th May 2022

Took all the stress and pressure off my shoulders

5
Admitting you have a debt problem is a difficult thing. PayPlan made my life so much easier and took away the stress of managing debt. Rather than ignoring all your debtors and hiding letters, PayPlan deal with the companies on your behalf. After my first phone call to them I physically felt a weight lift from my shoulders. They are a company you can trust and they provide great support. Reviewed on: 25th May 2022

Really helpful in getting my finances back on track

5
Simple to set up, very helpful customer service team. I feel I finally have my life back after experience financial difficulty for some time. Thank you PayPlan Reviewed on: 25th May 2022

Best thing I ever done

5
I contacted pay plan at a time when I did not know where to turn I was in debt and did not think I could go on they took time to help sort everything out I haven’t looked back thank you . Reviewed on: 25th May 2022

Peace of mind with Payplan

5
Payplan have helped me to manage my debts and as a consequence of that, helped me, in part, to manage my severe depression. The people at Payplan have been understanding of my financial issues, non-judgemental about how i got there and have been reassuring by telling me i am on track with my repayments and that i don't need to worry about anything. This level of service is essential to people who suffer with mental health issues like i do and i think Payplan are amazing. Their staff are compassionate, friendly and very helpful. They are absolutely worthy of wining this award. I cannot recommend them enough. Reviewed on: 25th May 2022

Friendly and non judgmental advice

5
I came to PayPlan when I was struggling with years of debt which got so much worse during the pandemic. I couldn't manage my minimum payments anymore so as you can imagine I was very stressed out. I received advice from PayPlan in a friendly and non judgemental way which I am really grateful for. I would recommend getting in touch with PayPlan to anyone who needs debt help. Reviewed on: 25th May 2022

Helpful , supportive and efficient

5
PayPlan helped me to deal with creditors at a time which was very stressful for me. They helped me to organise my response and dealt directly with my creditors saving me hours on the phone and relieving a lot of the stress and anxiety I was feeling Reviewed on: 25th May 2022

Saved my life and sanity

5
If it wasn't for Payplan I seriously do not think I would be alive. I was going down a dark road and spiralling into debt, robbing Peter to pay Paul. I found Payplan on line and called them. Every person I talked to at Payplan were professional, friendly and I never felt they were talking down to me at the state I was in and it has remained that way ever since. It was so orderly how they helped me and it is reviewed every year. The plus side is I do not pay them anything for this amazing service, plus they have negotiated with all my creditors and they have all stopped their interest and charges so I am literally paying off the amount I owe which runs into tens of thousands. I can't thank Payplan enough, as I said they probably saved my life as I was having suicidal thoughts. Reviewed on: 25th May 2022

Understanding and Personal Service

5
Payplan understood my unique situation and helped me get control back on my finances. Reviewed on: 25th May 2022

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