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PayPlan: Debt solutions reviews

4.94
Based on 22,303 reviews, last reviewed 22nd Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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Latest highest rating:

4

Debtmaster I had a debt problem and was offered help by PayPlan which exceeded my hopes and helped remove the burden of debt Reviewed on: 22nd January 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Very easy to deal with, set up everything for me and... Very easy to deal with, set up everything for me and the app is easy to use Reviewed on: 24th May 2024
Chris Mitchell's avatar
Chris Mitchell

About this product

PayPlan offers free debt advice.

You can access support online or over the phone. Once they understand your situation, PayPlan will share the options available to help you. When you’ve chosen the solution you want to move forward with, PayPlan will support you through the entire journey.

PayPlan debt advice reviews help you find out what it’s really like to be a customer. If you’ve used PayPlan before, you can also leave a review and share your experience.

Review PayPlan: Debt solutions now

Help others make smarter decisions by sharing your own experience. Write a review

PayPlan Debt solutions reviews (22303)

Absolutely brilliant

5
l was in the worst situation anyone could be in my wages were paid and I went to the bank to get money for food and I was minus £600 due to all the direct debits going out and credit card bills. I am a nurse and have worked all my life,I was working 50+Hours a week and still I couldn’t put food on the table. I called payplan and they reassured me not only when I was sobbing but all the way through. They have been nothing but supportive to me in everything even when I forgot to upload things or didn’t respond straight away. I have suffered something cruel in regard to money but payplan were the only ones that were there for me when I needed it most. I will be ever thankful for every last person that has helped me through these dark times. They are truly amazingxxxx Reviewed on: 18th August 2021

A welcome saviour!

5
Payplan saved me from a financial mess which I had been in for a number of years. Without them I would have still been crippled. Reviewed on: 18th August 2021

20 years

5
Have managed a 20 year old debt with professionalism and understanding of people's situations over that period Reviewed on: 18th August 2021

Helped me get my life back

5
Payplan helped me to come up with an affordable way to clear mr debts, they supported me through putting offers forward and contacted all my creditors on my behalf - all of this with no charges. I honestly don’t know where I would be without the support and advice given to me by them. I would recommend them to anyone who is struggling with debt and trying to get things back on track. Reviewed on: 18th August 2021

first class service with a smile

5
from the first day of us contacting Payplan we have been treated with the upmost respect and dignity so that the situation we where in was made more acceptable and gave us confidense we could manage our debt Reviewed on: 18th August 2021

Excellent performance

5
Excellent service with great customer care Reviewed on: 18th August 2021

Peace of mind

5
I thought I had no where to go in regards my debt. Payplan gave me peace in my life. After speaking to them I had a good nights sleep. They talked me through everything and gave me reassurance that all will be ok. I’m still not debt free but 8 can sleep at night. Thank you payplan. Reviewed on: 18th August 2021

Fantastic customer service helpful and friendly

5
Fantastic customer service been with payplan for 11 years and have had nothing but a good experience with dealing with them and have helped us through our financial difficulties with ease would highly recommend their service and have been very thankful to have had their help and support through the last 11 years would highly recommend payplan Reviewed on: 18th August 2021

Saved my life

5
I was at my witts end with worry. After speaking with PayPlan they gave me the reassurance that my debts could be managed and with their help this has been achieved. Always kind and courteous PayPal have cleared the fog in what i could only see as a very murky future. Reviewed on: 18th August 2021

Life saver

5
Brilliant free service that anyone having financial difficulty should get in touch with ASAP! Reviewed on: 18th August 2021

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