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PayPlan: Debt solutions reviews

4.94
Based on 22,303 reviews, last reviewed 22nd Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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Latest highest rating:

4

Debtmaster I had a debt problem and was offered help by PayPlan which exceeded my hopes and helped remove the burden of debt Reviewed on: 22nd January 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Very easy to deal with, set up everything for me and... Very easy to deal with, set up everything for me and the app is easy to use Reviewed on: 24th May 2024
Chris Mitchell's avatar
Chris Mitchell

About this product

PayPlan offers free debt advice.

You can access support online or over the phone. Once they understand your situation, PayPlan will share the options available to help you. When you’ve chosen the solution you want to move forward with, PayPlan will support you through the entire journey.

PayPlan debt advice reviews help you find out what it’s really like to be a customer. If you’ve used PayPlan before, you can also leave a review and share your experience.

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PayPlan Debt solutions reviews (22303)

Brilliant

5
They’ve helped me so much and I could not be anymore thankful than what I am Reviewed on: 11th August 2021

Dedicated and empathetic - core values

5
My journey with PayPlan has been nothing but amazing throughout. The advisors truly understood my needs and personal challenges and ensured the process was simple and straightforward. During a testing time, the advisors worked tirelessly to make my agreement work for me. I am really glad I chose PayPlan for my IVA. Reviewed on: 11th August 2021

Solution maker

5
Life moves when you are debt free. But Payplan makes life better when you are indebted. It makes difference. They value life over money . Great people. Good work Reviewed on: 11th August 2021

Life savers

5
I was struggling to get myself out of debt & didn’t know where to turn, then i was put onto payplan by cab the relief i felt after dealing with them is amazing. What a company Reviewed on: 11th August 2021

Really helps people in heavy dept

5
They reduced my considerable dept to a manageable monthly amount with me paying No interest over a period of years through negotiations with 4 Companies that I owed money to and took severe pressures off me at the start of my payments and as I have payed my monthly payments over some years now I have seen my Depts reduced considerably over those years through PayPlans Considerably Support and yearly summary of my income and outgoings and helping me work out yearly what monthl amount I could afford to pay each year to PayPlan allowing them to negotiate a monthly amount to each of my 4 dept companies each New year to pay my Depts off each year at the monthly amount I could afford to pay Which has considerably reduced my stress and my debts being a Pensioner of 75 years and only recieving an Income from a Normal Government Pension with No Savings to fall back on Reviewed on: 11th August 2021

A plan that works

5
I has been an eye opener to me that PayPlan, can make you life differently. They do make people see the future positively. They work for you. Thank you PayPlan. Reviewed on: 11th August 2021

Expert Helpers

5
Understanding, caring, expert advice given. All options to assist with getting me out if debt explained. One phone call and a couple of emails and everything was set up and organised. No hidden charges, completely transparent service. This company have made a huge difference in my life. Reviewed on: 11th August 2021

Fast, efficient and helpful

5
Great communication from the start, take into account your personal situation, ease of setting up an account and keeping track of your payments. Would highly recommend Reviewed on: 11th August 2021

LIfe Changing Turnaround

5
Before I approached Payplan my debts were crippling me and I was losing the will to continue with the struggle to survive .They helped me in non judgemental manner and I feel like I can look forward to my retirement in 5years time with no debts and a bright future. Reviewed on: 11th August 2021

Helped me get organised

5
Finally I can breathe now that PayPlan has helped me out…… Reviewed on: 11th August 2021

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