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PayPlan: Debt solutions reviews

4.94
Based on 22,303 reviews, last reviewed 22nd Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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Latest highest rating:

4

Debtmaster I had a debt problem and was offered help by PayPlan which exceeded my hopes and helped remove the burden of debt Reviewed on: 22nd January 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Very easy to deal with, set up everything for me and... Very easy to deal with, set up everything for me and the app is easy to use Reviewed on: 24th May 2024
Chris Mitchell's avatar
Chris Mitchell

About this product

PayPlan offers free debt advice.

You can access support online or over the phone. Once they understand your situation, PayPlan will share the options available to help you. When you’ve chosen the solution you want to move forward with, PayPlan will support you through the entire journey.

PayPlan debt advice reviews help you find out what it’s really like to be a customer. If you’ve used PayPlan before, you can also leave a review and share your experience.

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PayPlan Debt solutions reviews (22303)

Easily got my debt under control

5
Struggled with debt for a while following a significant drop in household income. Helped me lump everything together, easily keep track of what's what and what's left, and means I'm no longer struggling month to month. Reviewed on: 15th June 2023

Made things easy

4
The team were really helpful in getting me back on track Reviewed on: 15th June 2023

Excellent Service

5
Without the help from Payplan I probably wouldn't be here now. They helped sort my debts out without any issues. Knowing the payments I make are paid to my creditors and nothing is added in for their profit is a massive help as the debts get paid off quicker Reviewed on: 15th June 2023

Best debt recovery

5
Best debt recovery service ever. Reviewed on: 15th June 2023

Helpful and easy to deal woth

4
After feeling very ashamed and having to ask for help, payplan reassured me it would be ok. They took over dealing with issues and the stress and anxiety I felt is slowly going away. Thank you Reviewed on: 15th June 2023

Helpful

4
Great customer service and very polite and very understanding and very great support, very helpful with advice with great perfection. Reviewed on: 15th June 2023

Life changing

5
The help PayPlan gave us was life changing. It feels to good to be back on track with payments and have an end date. Thank you PayPlan Reviewed on: 15th June 2023

Complete non-judgemental support and advice

5
Complete non-judgemental support and advice. Do not be afraid to contact Payplan if you find yourself in difficulties. You will not regret it Reviewed on: 15th June 2023

Brilliant service

5
Great staff helped a lot when needed it Reviewed on: 15th June 2023

PayPlan has relieved me of the stress of debt

5
Thanks to PayPlan, I can sleep soundly at night without worrying about how I would pay my debts which had gotten out of hand because of interest charges. I can now repay my creditors without losing my home and possessions because I am now repaying what I can afford to pay without robbing Peter to pay Paul by borrowing from one credit card to pay another and getting deeper into debt. I wish Lloyds Bank had informed me about PayPlan sooner. Once I informed PayPlan of my income, outgoings, and debts, arranging a payment plan that left me with enough to live on was hassle-free. PayPlan's Advisers negotiated with all my creditors on my behalf, and my Personal Finance Manager responds to any queries I may have quickly and efficiently. If anyone is, as I was, drowning in a sea of debt, I cannot recommend PayPlan strongly enough. They have done precisely what they 'say on the tin' and 'given me my life back.' Reviewed on: 15th June 2023

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