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PayPlan: Debt solutions reviews

4.94
Based on 22,303 reviews, last reviewed 22nd Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Debtmaster I had a debt problem and was offered help by PayPlan which exceeded my hopes and helped remove the burden of debt Reviewed on: 22nd January 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Very easy to deal with, set up everything for me and... Very easy to deal with, set up everything for me and the app is easy to use Reviewed on: 24th May 2024
Chris Mitchell's avatar
Chris Mitchell

About this product

PayPlan offers free debt advice.

You can access support online or over the phone. Once they understand your situation, PayPlan will share the options available to help you. When you’ve chosen the solution you want to move forward with, PayPlan will support you through the entire journey.

PayPlan debt advice reviews help you find out what it’s really like to be a customer. If you’ve used PayPlan before, you can also leave a review and share your experience.

Review PayPlan: Debt solutions now

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PayPlan Debt solutions reviews (22303)

Simple

5
One text message got everything rolling. It was so easy. A weight off my mind, thank you. Reviewed on: 21st July 2022

Fantastic Pay Plan

5
I have been with Payplan for about 15 years and they have been fantastic.When I lost my son and had a funeral to pay for this was added to my plan as a debt as I had to pay this monthly.They have been the best thing I ever did to get help with my debt if I could rate them above 100% I would. Reviewed on: 21st July 2022

Payplan Top Debt Solutions

5
Payplan support you fully in all you debts , always there at the end of the phone, with a helping hand, can't fault them, making it easier to help you see the light at the end of a long tunnel, very happy with payplans help. Reviewed on: 21st July 2022

Great support

5
From the first phone call PayPlan have continued to support and advise me through the iva process. The customer service team are helpful and considerate to my situation. Without a doubt I’m so glad I contacted them, as I’m now on my way to bring debt free, which helped with my depression. Reviewed on: 21st July 2022

Helpful Staff

5
Staff are always very helpful with any problems we have and are curtious at all times . Reviewed on: 21st July 2022

Life back

5
All staff friendly, knowledgeable and helpful, they didn’t seem to judge Reviewed on: 21st July 2022

Great service

5
Very supportive and not judgemental. It's embarrassing when you get into debt and a difficult decision to approach a debt solution provider. Payplan were fantastic right from the start and didn't judge. They offered impartial advice and have supported me all the way through- still supporting now. Reviewed on: 21st July 2022

Easy

5
So easy to set up and stick to getting my debts down Reviewed on: 21st July 2022

Great team

5
Payplan changed my life, I was in so much debt I had a mental breakdown. I contacted payplan, they were very understanding and sympathetic to my situation. They were very knowledgeable and explained things in bite size pieces so I could fully understand what was happening. Within a week or so they had contacted my creditors with an offer of payment, and I was on my way to bring debt free.I have regular communication from them and a review every year, I'm not fully recovered yet from my breakdown but contacting payplan was the best thing I did. Payplan Thank you so much Reviewed on: 21st July 2022

Friendly, approachable and nonjudgmental.

5
I cannot explain enough how PayPlan have saved me from a situation where I could not see a logical escape. The staff and service has been fantastic and simple. What’s even more reassuring is the service was free. There are many who claim to do what PayPlan do but you end up paying these other companies rather than actually paying your debt off. PayPlan have not only helped me clear my debts in an affordable way but it has saved my family from splitting. I can’t thank you enough Reviewed on: 21st July 2022

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