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Penny Post Credit Union reviews

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Rated Excellent • 4.91/5

Penny Post Credit Union reviews

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Review summary

People rate this company as Excellent based on 1,404 product reviews

Average score of 4.91/5
5 star
95%
4 star
5%
3 star
0%
2 star
0%
1 star
0%

Penny Post makes saving effortless by taking money straight from wages, and their app is a handy way to manage accounts. Loans are quick to apply for with clear terms and friendly, helpful staff always ready to assist. Some find the interest rates a bit high and phone access can be tricky, but overall it’s a reliable and supportive service.

Positive themes

  • Saving with Penny Post is easy as money comes straight from wages hassle-free.
  • Loans from Penny Post are quick to apply for with clear terms and fast payouts.
  • Customer service at Penny Post is friendly, helpful and always ready to assist.

Negative themes

  • Interest rates on loans at Penny Post feel a bit high compared to others.
  • Sometimes it’s hard to get through on the phone to Penny Post staff.
  • Dividend rates on savings are lower than many high street accounts.
Summarised by AI
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About Penny Post Credit Union

Read our Penny Post Credit Union reviews and see whether their savings and loans are suitable for you. Penny Post offers loans and savings for employees from Royal Mail Group, Post Office Limited and Parcelforce Worldwide.

Penny Post Credit Union at a glance

Reviews for Penny Post Credit Union

Showing 11 of 1404 company reviews

Fantastic service

Loans • 2nd September 2025

Easy application from start to finish

{"display":"Graham s","full_name":"Graham s","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Excellent • 5/5
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Fast and very easy to use.

Loans • 28th July 2025

Fast and very easy to use. Communication very good. Repayments don't way heavy on your mind. All taken care of straight from your earnings.

{"display":"Louise O","full_name":"Louise O","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Excellent • 5/5
Read more product reviews
  • 4/5

    no experience yet cannot wait to experience it.

    no experience yet cannot wait to experience it.

    {"display":"Fernando Munoz","full_name":"Fernando Munoz","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    Fernando Munoz 25th July 2025
  • 5/5

    Very accommodating, generous with loans

    Very accommodating, generous with loans

    {"display":"Samantha L","full_name":"Samantha L","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Loans
    Samantha L 12th July 2025
  • 5/5

    Easy to do

    The process was fast, all done and dusted with the money in the bank, in 48 hours. It was very simple to do. The timeframes... The process was fast, all done and dusted with the money in the bank, in 48 hours. It was very simple to do. The timeframes to pay back have a reasonable amount of options. Would recommend to others looking for a loan. Read more Read less

    {"display":"Cloud","full_name":"Cloud","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Loans
    Cloud 9th July 2025
  • 5/5

    Lady was very helpful polite and patient and very pr...

    Lady was very helpful polite and patient and very professional

    {"display":"Andrew C","full_name":"Andrew C","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1265157.png"}}'s avatar
    Loans
    Andrew C 9th July 2025
  • 5/5

    Penny post loan

    Enquiring and recieving the loan went so smoothly, I can't complain

    {"display":"Carl","full_name":"Carl","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Loans
    Carl 8th July 2025
  • 5/5

    Great service and down to earth.

    Great service and down to earth.

    {"display":"David F","full_name":"David F","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Loans
    David F 30th June 2025
  • 5/5

    Always very approachable and helpful

    Always very approachable and helpful

    {"display":"Dinesh Patel","full_name":"Dinesh Patel","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    Dinesh Patel 27th June 2025
  • 5/5

    Pennypost has helped me over the years from being ab...

    Pennypost has helped me over the years from being able to get new cars to helping my children thrive through university

    {"display":"Julie D","full_name":"Julie D","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    Julie D 26th June 2025
  • 5/5

    Excellent service with informative staff

    Excellent service with informative staff

    {"display":"Mark ","full_name":"Mark ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    Mark 26th June 2025

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