Smart Money People Logo

Prosper: Investment accounts reviews

4.79
Based on 405 reviews, last reviewed 6th Aug 2025
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
83%
See only 4 star reviews
14%
See only 3 star reviews
3%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use, great investment terms. Easy to use, great investment terms. Still testing Reviewed on: 6th August 2025
Oscar G's avatar
Oscar G

Latest lowest rating:

1

Not easy to work with Unresponsive customer service. Slow order placement in SIPP. App issues that are ignored. I have very low confidence in them, which is a shame as they... Read more Reviewed on: 19th April 2025
Paulo's avatar
Paulo

About this product

Prosper offer general investment accounts (GIAs).

Prosper GIAs have no contribution limits, they are free to open and you can move money in and out easily via the app. Prosper refund fees on 30 funds from the best-known asset managers around the world.

Prosper GIA reviews help you find out what it’s really like to be a customer. If you’ve used Prosper before, you can also leave a review and share your experience.

Review Prosper: Investment accounts now

Help others make smarter decisions by sharing your own experience. Write a review

Prosper Investment accounts reviews (405)

Simple, straightforward and secure!

5
I opened a 90 Day Notice account in October and I've been very impressed by the ease and simplicity of the Prosper app. Adding funds and checking my balance is super secure, but also very straightforward. Top marks! Reviewed on: 21st March 2025

The best out there right now, without a doubt!

5
Needed somewhere to put some matured savings for 3 months before re-investing in April. Martin Lewis (Moneysaving expert) recommended Prosper on his website. New on the marketplace - I took a look and saw a 3 month deal at a top interest rate. Took the plunge and after an initial problem with my bank transferring the funds because they'd not heard of the company ... and great help from the instant chat on Prosper, funds were transferred. Well, everything turned out well and deposit plus interest as promised transferred back to my nominated account last week. Then .... just a couple of days ago I received a small, but extremely appreciated, 'bonus' deposit into my nominated account. Wow - top marks from me Prosper! Reviewed on: 21st March 2025

Good app with some really excellent features.

5
This is a good app with some really excellent features. It is intuitive to use and provides loads of information. I am just starting to really figure out all the features it has. Good value for money and a nice little diversion for me to watch stocks rise and fal.l..mainky fall right now! Reviewed on: 21st March 2025

I used Prosper as the platform to find and choose so...

5
I used Prosper as the platform to find and choose some saving products and I have found the ones with the highest interest in the market. I met some issues when registering and the online customer servie is very efficient and helpful. Reviewed on: 21st March 2025

Great experience , easy to use app , great rates

5
Great experience , easy to use app , great rates Reviewed on: 21st March 2025

Plugging a gap in the market between HL/AJB/ii and '...

5
Plugging a gap in the market between HL/AJB/ii and 'traditional' wealth managers Reviewed on: 21st March 2025

A refreshing approach

5
Great welcome, communication, products and clarity from the Prosper team. Refreshing. Reviewed on: 21st March 2025

A incredibly easy to use app with a wide range of pr...

5
A incredibly easy to use app with a wide range of products offered. Prosper is also excellent at communicating with its customers about changes and developments in the sector. I would strongly recommend them to those looking for an all round financial services offering Reviewed on: 21st March 2025

Very neat and clean, well laid out interface.

5
Very neat and clean, well laid out interface. Easy to understand and execute. Choice of funds is great and little to no charges are the best feature. Reviewed on: 21st March 2025

Great and easy to use app, low cost investing!

5
Great and easy to use app, fantastic support and a platform that delivers simplicity and low costs. Reviewed on: 21st March 2025

Do you have a different Prosper product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Prosper?

  • Pension

    from Prosper 5.00 from 1 reviews
    Prosper
  • Cash savings

    from Prosper 4.75 from 4 reviews
    Prosper
  • Stocks and shares ISA

    from Prosper 4.75 from 4 reviews
    Prosper
    View all products