Smart Money People Logo

Prosper: Investment accounts reviews

4.79
Based on 404 reviews, last reviewed 22nd Jun 2025
59% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
83%
See only 4 star reviews
14%
See only 3 star reviews
3%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Flawless online service, ongoing email communications Flawless online service, ongoing email communications Reviewed on: 22nd June 2025
PAUL S's avatar
PAUL S

Latest lowest rating:

1

Not easy to work with Unresponsive customer service. Slow order placement in SIPP. App issues that are ignored. I have very low confidence in them, which is a shame as they... Read more Reviewed on: 19th April 2025
Paulo's avatar
Paulo

About this product

Prosper offer general investment accounts (GIAs).

Prosper GIAs have no contribution limits, they are free to open and you can move money in and out easily via the app. Prosper refund fees on 30 funds from the best-known asset managers around the world.

Prosper GIA reviews help you find out what it’s really like to be a customer. If you’ve used Prosper before, you can also leave a review and share your experience.

Review Prosper: Investment accounts now

Help others make smarter decisions by sharing your own experience. Write a review

Prosper Investment accounts reviews (404)

Used for a short period so far, does what it says on...

4
Used for a short period so far, does what it says on the tin Reviewed on: 20th March 2025

Heard great things.

5
Heard great things. It has lived up to all my expectations. Reviewed on: 20th March 2025

Easy to use, great interest rates, what’s not to like?

5
Easy to use, great interest rates, what’s not to like? Reviewed on: 20th March 2025

Really helpful

4
When I have had to speak to prosper, I've been on hold for a little bit of time but the advisors have always been really helpful. Reviewed on: 20th March 2025

Intuitive app, fastest account opening

5
The app is a delight to use - clear, bold, everything in one place. I love the 'marketplace' - where I can open accounts with a bunch of different providers without leaving the app or entering all my details again. Super easy to move money around, too. Reviewed on: 20th March 2025

Good value.

5
Good value. Good return on your investment Reviewed on: 20th March 2025

Simple to use and excellent service

5
Simple to use and excellent service Reviewed on: 20th March 2025

Prosper Looks out for Your Interests

5
Very communicative and on the ball, asking me about re-investing my funds before the 3 month period was over. Looking out for my interests Reviewed on: 20th March 2025

Pretty well, suggested using chatbox

4
Pretty well, suggested using chatbox Reviewed on: 20th March 2025

New kid On The Block

5
I recently moved my SIPP's and S&S ISA's over from Dodl and InvestEngine. The primary reasons for doing so: 1 - Prosper has ZERO account fees (Dodl charge 0.15% / min £1) 2 - Unlike InvestEngine, Prosper allows transfers into their SIPP accounts from multiple investment platforms (not just Vanguard). After a year, I grew tired of waiting for IE to implement their transfer process. 3 - Prosper offers a great range of Index, ETF’s, Money Market and Bond products for the average retail investor. My favourite being the HSBC FTSE All World Index Fund. 4 - KISS (Keep it simple stupid) Prospers investment app does just that! 5 - My transfer experience has been seamless. I could not initially see InvestEngine on the dropdown list of companies I could transfer in from (I am sure this will be updated soon). After contacting customer services via the in app feature, Rohan simply provided me with a PDF transfer request form to populate. Rohan has provided great communication throughout the process. Thank you Rohan. Features and products I would like to see in the near future as Prosper grows: 1 - The ability to set up direct debits in and then auto invest the funds. This would be super! 2 - Lifetime ISA 3 - Cash ISA 4 - In specie transfers ------------------------- Overall, a great product from Prosper. Reviewed on: 20th March 2025

Do you have a different Prosper product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Prosper?

  • Pension

    from Prosper 5.00 from 1 reviews
    Prosper
  • Cash savings

    from Prosper 4.75 from 4 reviews
    Prosper
  • Stocks and shares ISA

    from Prosper 4.75 from 4 reviews
    Prosper
    View all products