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Prosper: Investment accounts reviews

4.79
Based on 405 reviews, last reviewed 6th Aug 2025
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
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Latest highest rating:

5

Easy to use, great investment terms. Easy to use, great investment terms. Still testing Reviewed on: 6th August 2025
Oscar G's avatar
Oscar G

Latest lowest rating:

1

Not easy to work with Unresponsive customer service. Slow order placement in SIPP. App issues that are ignored. I have very low confidence in them, which is a shame as they... Read more Reviewed on: 19th April 2025
Paulo's avatar
Paulo

About this product

Prosper offer general investment accounts (GIAs).

Prosper GIAs have no contribution limits, they are free to open and you can move money in and out easily via the app. Prosper refund fees on 30 funds from the best-known asset managers around the world.

Prosper GIA reviews help you find out what it’s really like to be a customer. If you’ve used Prosper before, you can also leave a review and share your experience.

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Prosper Investment accounts reviews (405)

New kid On The Block

5
I recently moved my SIPP's and S&S ISA's over from Dodl and InvestEngine. The primary reasons for doing so: 1 - Prosper has ZERO account fees (Dodl charge 0.15% / min £1) 2 - Unlike InvestEngine, Prosper allows transfers into their SIPP accounts from multiple investment platforms (not just Vanguard). After a year, I grew tired of waiting for IE to implement their transfer process. 3 - Prosper offers a great range of Index, ETF’s, Money Market and Bond products for the average retail investor. My favourite being the HSBC FTSE All World Index Fund. 4 - KISS (Keep it simple stupid) Prospers investment app does just that! 5 - My transfer experience has been seamless. I could not initially see InvestEngine on the dropdown list of companies I could transfer in from (I am sure this will be updated soon). After contacting customer services via the in app feature, Rohan simply provided me with a PDF transfer request form to populate. Rohan has provided great communication throughout the process. Thank you Rohan. Features and products I would like to see in the near future as Prosper grows: 1 - The ability to set up direct debits in and then auto invest the funds. This would be super! 2 - Lifetime ISA 3 - Cash ISA 4 - In specie transfers ------------------------- Overall, a great product from Prosper. Reviewed on: 20th March 2025

Various Accounts

5
Prosper is very good for finding the best savings account in one location. They have been very good also at responding to queries. Reviewed on: 20th March 2025

terms and conditions

3
I would say service is fair. Not happy with some of the language of the terms, bit misleading Reviewed on: 20th March 2025

Everything I need quickly

4
Great app, very well designed. Gets me the information I want really quickly and quick visibility when I'm just doing quick balance check-ins. Appreciate the update emails as well. Well written and not overly frequent Reviewed on: 20th March 2025

Simple, clear info with boosted rates

4
Simple, clear info with boosted rates Reviewed on: 20th March 2025

Great app, user friendly and all at the scroll of a...

5
Great app, user friendly and all at the scroll of a finger. Reviewed on: 20th March 2025

Excellent Platform!

5
Prosper makes investing and saving effortless with a user-friendly interface and competitive savings rates—highly recommended! Reviewed on: 20th March 2025

Fantastic investment platform with unbeatable fees

5
Prosper is hands down one of the best investment platforms out there. The fees alone set it apart you’d be hard-pressed to find another platform that offers better value. The app itself is incredibly user-friendly and keeps getting better with each update, along with an ever-expanding range of investment options. What really sets Prosper apart, though, is the customer service. It's truly top-notch. One time I was chatting with support on my birthday, and they actually noticed and wished me a happy birthday now that’s attention to detail! Small touches like that make a big difference and show how much they care about their users. Highly recommend Prosper if you’re looking for a smart, easy-to-use platform with excellent service and low fees. Reviewed on: 20th March 2025

Perfect app to manage your investments

5
Perfect app to manage your investments Reviewed on: 20th March 2025

Great service, products and user experience

5
Great service, products and user experience Reviewed on: 20th March 2025

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