Smart Money People Logo

Prosper: Investment accounts reviews

4.79
Based on 404 reviews, last reviewed 22nd Jun 2025
59% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
83%
See only 4 star reviews
14%
See only 3 star reviews
3%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Flawless online service, ongoing email communications Flawless online service, ongoing email communications Reviewed on: 22nd June 2025
PAUL S's avatar
PAUL S

Latest lowest rating:

1

Not easy to work with Unresponsive customer service. Slow order placement in SIPP. App issues that are ignored. I have very low confidence in them, which is a shame as they... Read more Reviewed on: 19th April 2025
Paulo's avatar
Paulo

About this product

Prosper offer general investment accounts (GIAs).

Prosper GIAs have no contribution limits, they are free to open and you can move money in and out easily via the app. Prosper refund fees on 30 funds from the best-known asset managers around the world.

Prosper GIA reviews help you find out what it’s really like to be a customer. If you’ve used Prosper before, you can also leave a review and share your experience.

Review Prosper: Investment accounts now

Help others make smarter decisions by sharing your own experience. Write a review

Prosper Investment accounts reviews (404)

Very informative and helpful for newcomers.

5
Very informative and helpful for newcomers. Reviewed on: 20th March 2025

Provides a great value flexible ISA and SIPP

5
Provides a great value flexible ISA and SIPP Reviewed on: 20th March 2025

A professional way to Prosper in your Financial Goals

5
A professional way to Prosper in your Financial Goals Reviewed on: 20th March 2025

New and cheap

3
Very new provider, so there is little to go on. They seem good, but I'm not convinced they will be around for long. Also it's app only, would prefer web access too. Reviewed on: 20th March 2025

quick onboarding, clear value proposition.

5
quick onboarding, clear value proposition. Must have for any long term investor. Reviewed on: 20th March 2025

Great rates and app works well,...

5
The rates offered via Prosper are very competitive, and the app works very well. Reviewed on: 20th March 2025

Super convenient and straightforward to use

5
Super easy to set up and manage my account and so convenient to have all my accounts in one place, especially in such a well-laid out interface. Also really helpful to have info about ISA tax thresholds, interest rates, etc. easily accessible. Reviewed on: 20th March 2025

I heard about Prosper from a friend and immediately...

5
I heard about Prosper from a friend and immediately dismissed it. However, upon further inspection, I decided to move some of my pension pot savings over to them. So far I haven't regretted that decision. I'm happy to continue using them as long as the fees are low or non-existent. Reviewed on: 20th March 2025

Great app UX and competitive rates

4
Great app UX and competitive rates Reviewed on: 20th March 2025

Prosper, Excellent for Saving

5
It would be good to have interested earned itemised, by month & pending since the end of the last month. Reviewed on: 20th March 2025

Review Prosper: Investment accounts now

Help others make smarter decisions by sharing your own experience. Write a review