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RateSetter: Loans reviews

Name: Loans
Rating: 4.92 (14024 reviews)

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4.92

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

Easy and quick

It was very easy and quick to get loan. Minimum contact afterwards, no foams in inbox Reviewed on: 5th April 2023

Top banana.........

The most simple and easy application, very helpful customer service and excellent service Reviewed on: 5th April 2023

Quick and easy personal loan

Seen a car come up that I fell in love with. 10 minutes later the loan was approved and I picked the car up the next morning. Champs x Reviewed on: 5th April 2023

Easily manageable

With it being online it's very easy to access your accounts and pay loans giving more control over the loans Reviewed on: 5th April 2023

Very helpful and simple!

It was very easy to sign up, very clear information about the terms of the loan and very helpful reading about the information. The online account makes it easy to check progress and manage my loan. Reviewed on: 5th April 2023

Great rate

They gave me an excellent rate and an easy application process it helped me to purchase my dream car would highly recommended them to anyone Reviewed on: 5th April 2023

Loan

Easy to apply and too manage on line Reviewed on: 5th April 2023

Ratesetter Loan

Funds transferred super quick and the the loan is easily managed online. I've had to change the payment date due to a job change and was no hassle all done online in minutes. Competitive rates as well. So far so good and would use again! Reviewed on: 5th April 2023

Simple Process

I applied for loan. Simple process, easy to read terms and able to repay early with no drawbacks. Reviewed on: 5th April 2023

Quick & easy

Was very easy to apply for the loan and received the funds quickly Reviewed on: 5th April 2023

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