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RateSetter: Loans reviews

4.92
Based on 14,024 reviews, last reviewed 1st Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

Very helpful staff

5
Very helpful staff and a easy website to navigate Reviewed on: 5th April 2023

Excellent rates and easy to deal with.

5
Was looking for a loan, and after finally getting down to three offers, i decided to choose Ratesetter . It was easy to apply , quick, and one of the best rates it was In my account within 48 hrs. Reviewed on: 5th April 2023

Loan

5
Easy to use website easy to apply and professional service thankyou Reviewed on: 5th April 2023

Very smooth transaction

5
I would definitely recommend this lender Reviewed on: 5th April 2023

Convenient and easy

5
Really straightforward process with quick response times Reviewed on: 5th April 2023

Quick and easy loan application

5
I needed a quick loan for a car and Ratesetter had been recommended to me through a credit broker website. Applying for the loan was quick and easy and the funds were available in my account the next work day. Reviewed on: 5th April 2023

Good rates

5
Helped me out when needed and not having to pay mega interest Reviewed on: 5th April 2023

Fantastic loan providers

5
Glad to have had a loan from the setters. Good and effective loans , affordable and reliable. Thank you Reviewed on: 5th April 2023

Excellent rated and brilliant company

5
Cheapest rates and best reviews Reviewed on: 5th April 2023

Great loan

5
Really good company, easy use and understand, Reviewed on: 5th April 2023

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