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RateSetter: Loans reviews

4.92
Based on 14,024 reviews, last reviewed 1st Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

Loan

5
Excellent , quick response to getting my loan , great rate . Reviewed on: 5th April 2023

Best team

5
Profesional service and transparency Reviewed on: 5th April 2023

Great rates and service

5
Never had any issues and they were quick and convenient when needed Reviewed on: 5th April 2023

Decent company

5
Highly recommended. Good rates and good system Reviewed on: 5th April 2023

Best Loan Company Ever

5
Fast and Simple loan application Easy to check online your payments and account details . Reasonable Apr and payments made simple through direct debit. No hassle easy to use loan company for whatever you need .In my opinion i would highly recommend Ratesetter Reviewed on: 5th April 2023

Ratesetter is the best. You can get money in a minutes. I recomend that to everyone

5
I had used few times to get loan,everything went very well. Reviewed on: 5th April 2023

More than best

5
You rate is good and you give good customer service. Reviewed on: 5th April 2023

All round excellent experience

5
Fast friendly favourite. Simply The Best Reviewed on: 5th April 2023

Perfect lending!

5
I have been using RateSetter for years and everything has always run very smoothly from adding to loans to paying a lump sum. I always go with RateSetter for my big purchases. Reviewed on: 5th April 2023

Best load provider

5
Best people even .. was rescued with a loan Reviewed on: 5th April 2023

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