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RateSetter: Loans reviews

Name: Loans
Rating: 4.92 (14024 reviews)

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4.92

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

Fast, simple, no unnecessary questions !!! Super !!!

Easy and simple account management! Reviewed on: 5th April 2023

Straight forward from start to finish

So easy to apply, with no fuss. Great to work with. Reviewed on: 5th April 2023

Easy and fair

Easy to use service, fair prices and good systems to manage Reviewed on: 5th April 2023

Best quote by far

RateSetter had the best interest rate of any lender I looked at by some distance. The process was quick and easy. Reviewed on: 5th April 2023

Loan review

Quick and easy and had a answer within minutes All done online and convenient to set up and set up payments. Reviewed on: 5th April 2023

Holiday became a reality

When my wife announced that she had nothing to contribute to our summer holidays in Scotland and Spain, this loan saw us through. Reviewed on: 5th April 2023

Love RateSetter

Love RateSetter, one of the best loan providers out there Reviewed on: 5th April 2023

Exallent also the full prosse was great and I have had no problems with ratesetter top quality company thank you

5 star Reviewed on: 5th April 2023

Easy and trustworthy

Rate setter helped me when I thought I couldn’t get a loan. Service was fantastic and I would happily use them again. Reviewed on: 5th April 2023

Top class service

My loan was done efficiently no hassle at all but with the best rate in the market,that is why RateSetter is the best. Reviewed on: 5th April 2023

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