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RateSetter: Loans reviews

Name: Loans
Rating: 4.92 (14024 reviews)

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4.92

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

Cheap and easy

Best experience with a loan so far Reviewed on: 15th March 2023

Great Features

Simply the Best, no more words needed Reviewed on: 15th March 2023

No Issues, competitive rates

I had to take out a loan to buy some big ticket item and after doing a lot of research Ratesetter was the most competitive provider. The repayments were manageable and over a good period of time. I kept up with my repayments and therefore had no issues with Ratesetter. I would use them again if I had to. Reviewed on: 15th March 2023

Loan application

Applying for the loan was an easy online process with a quick decision. Money was in the bank account in the next working day itself. Reviewed on: 15th March 2023

Great Company

Easy application for a loan, great site to manage your account. would definitely use again Reviewed on: 15th March 2023

Easy.

Great service, product well priced, easy transaction. Reviewed on: 15th March 2023

Easy, quick, and useful

Extremely smooth and efficient process. Money was in the next day. Good communication (not too much and not too little). Very satisfied to be a Rate Settler client Reviewed on: 15th March 2023

Brilliant service lowest interest

I took loan from Rate setter of £3k and with only £150 interest for 12 months rate setter provided me with best loan when I needed the most. Reviewed on: 15th March 2023

Thanks Very much Ratesetter is the best in Market

Thanks very it was Easy to apply Quick Good rates Highly Recommend Reviewed on: 15th March 2023

Great company

Excellent service; online, easy to use, clear information requests and quick response. Best online application I’ve done. Reviewed on: 14th March 2023

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