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RateSetter: Loans reviews

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4.92
Based on 14,024 reviews, last reviewed 1st Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo
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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

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RateSetter Loans reviews (14024)

My review

5
Always had great communication with all staff or whoever is assigned to deal with my applications throughout 5 year’s service with this company that’s probably why you come back time and time again and as a note they’ve been cheaper than my own bank on last application as I remember so thank you ratesetter. Reviewed on: 11th March 2023
Gary winkworth's avatar
Gary winkworth

Great service

5
The application was straightforward, and the loan was in my account a few days later. Follow up communication was great. Reviewed on: 11th March 2023
Alexander Auld's avatar
Alexander Auld

Great service

5
Great service and east to use on application, which even I vould follow Reviewed on: 11th March 2023
Grant Robertson 's avatar
Grant Robertson

Simply the best

5
Straightforward application process, extremely competitive interest rates, no hassles, no dramas, have used several times and will definitely be my company of choice if I ever need another loan. Reviewed on: 11th March 2023
Anonymous's avatar
Anonymous

Fast fair and fabulous

5
It can be daunting to go through the loan application process knowing that it both key to the financial freedom you’re aiming for and also changes your credit rating. Other companies put you through a 48 hr or more wait Metro bank / Rate setter provided clear, easy to follow and fair information and processes and did not prolong the waiting. And their rare was competitive Highly recommend Reviewed on: 11th March 2023
pennyrobbins69@yahoo.co.uk's avatar
[email protected]

Fantastic service

5
I have gotten several loans out with ratesetter, they have always been quick and easy to do, with affordable repayments and easy to contact if any problems occur or if I have had any enquiries Reviewed on: 11th March 2023
Ryan's avatar
Ryan

Excellent service

5
Easy to use service with competitive rates Reviewed on: 11th March 2023
John Whalen's avatar
John Whalen

Really good information from ratesetter communication 10/10 through application process

5
Recommended to people I know to consolidate debt into one payment Reviewed on: 11th March 2023
colin jeffers's avatar
colin jeffers

Great deal !!

5
I am currently repaying my third loan from Ratesetter. No hassle to set up and good communication with an excellent APR to boot. Reviewed on: 11th March 2023
corpisant's avatar
corpisant

Trustworthy finance company

5
One of the best loan lending company i have used so far, quick and easy splication, loads of possibilities, affordable quotes and quick decision. Clear aggrement and no hidden costs. Personally will recomend to others. Reviewed on: 11th March 2023
Artur Zurek's avatar
Artur Zurek

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