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RateSetter: Loans reviews

4.92
Based on 14,024 reviews, last reviewed 1st Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

Easy application and fast approval

5
Application took 5 minutes, money was in my account the next day, Payments are easy to manage, interest rates were reasonable compared to other providers Reviewed on: 10th March 2023

Easy access loans

5
I applied for a loan and didn’t wait long for them to accept it and even less time for it to go in my bank account Reviewed on: 10th March 2023

Loan

5
No hassle easy to apply and money was in account that day Reviewed on: 10th March 2023

Easy, clear and affordable

4
My loan option was clear, I had all the information I need, and the loan suited me perfectly. Reviewed on: 10th March 2023

Simple - hassle free

5
Very simple and hassle free. Had decision within hours and at the best deal price. Reviewed on: 10th March 2023

Fast and awesome

5
Quick decision and money on my bank account Reviewed on: 10th March 2023

Tip top company

5
I found the staff dealing with my loan application o be most helpful and very efficient. I found it effortless from beginning to end and would definitely recommend them to anyone. Reviewed on: 10th March 2023

Nice and easy

5
No hassle whats so ever, All the information you need once your loan has been set up easy to change anything Reviewed on: 10th March 2023

Great service

5
No problems, everything sorted quickly and smoothly Reviewed on: 10th March 2023

Easy to use

5
Very help fast and simple set up Reviewed on: 10th March 2023

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