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RateSetter: Loans reviews

4.92
Based on 14,024 reviews, last reviewed 1st Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

Quick and easy to use

5
Helped so much in a time of need Reviewed on: 10th March 2023

Easy to set up and quick to respond

5
The while proccess of getting a loan with Ratesetters was easy and the money was transferred quickly to my account also the interst rates were very good Reviewed on: 10th March 2023

Muito bom recomendo esta companhia de credito

5
Boa companhia de credito em dois dias tinha o dinheiro na conta Reviewed on: 10th March 2023

Excellent

5
Quick decision low interest rates would definitely recommend Reviewed on: 10th March 2023

Good to deal with

4
Very pleasant experience and not the worst APR Reviewed on: 10th March 2023

Helped me buy a new wheelchair when everybody else said no.

5
I had bad credit at the time and rate setter accepted the loan application allowing me to purchase a new wheelchair. The apr was also much lower than other company’s who rejected me. Can’t recommend them enough! Reviewed on: 10th March 2023

Great company, easy to work with!

5
Took out a loan, the process was quick and easy. The online access is great. Reviewed on: 10th March 2023

Simple !

5
Fast, Straight Forward and everything on the website is visible! Reviewed on: 10th March 2023

Very easy to apply

5
Very easy to apply and hassle free application Reviewed on: 10th March 2023

A very good company

5
The loan was easy to apply for everything was clearly explained they have kept me informed all the way through Reviewed on: 10th March 2023

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