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RateSetter: Loans reviews

Name: Loans
Rating: 4.92 (14024 reviews)

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4.92

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

Simple

Easy to apply and simple to manage loan. Reviewed on: 6th April 2023

Fast, easy and affordable.

We required some cash fast to sort out work at our property. RateSetter was easy to use, fast and competitive. Reviewed on: 6th April 2023

10000

They give me a very good interest Reviewed on: 6th April 2023

Top star company

I applied for a loan for home improvements, & within a 24hr period I had the money in the bank, & my direct debit sorted. I also get monthly emails from the company, keeping me up to date. Reviewed on: 6th April 2023

RateSetter

My experience with RateStter was an excellent one. I was provided with the necessary information and documentation towards my loan. Reviewed on: 6th April 2023

First Class

Not only was the rate better than anyone else but is was quick, efficient and so easy to complete. Top company selling top products ! Reviewed on: 6th April 2023

Wow

So quick so easy Me and the wife can get on enjoying the motorhome we bought with the money Reviewed on: 6th April 2023

Best company to loan

I've had a loan with them for 5 years and they kept me on a small commision, I was very happy with it. I want to apply again.thanks Reviewed on: 6th April 2023

Very fair APR

Applied for loan was very smooth process with an excellent APR compared to other companies Reviewed on: 6th April 2023

The Best.

Money in Bank Accounnt Very Quickly. Would Recommend. Reviewed on: 6th April 2023

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