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RateSetter: Loans reviews

4.92
Based on 14,024 reviews, last reviewed 1st Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

Amazing company and outstanding customer service

5
Rate setter is very easy process and the customer service is outstanding I have never had loan till going with rate setter and they put my mind at ease highly recommended. Reviewed on: 10th March 2023

Awesome

5
Best loan company out there, used them more than once, wouldn't use anyone else, everything hassle free from start to Finnish and low rates, well done ratesetter Reviewed on: 10th March 2023

Amazing

5
Rate setter were top class in every way progressing my loan. I highly recommend their services. Reviewed on: 10th March 2023

Easy to apply and affordable

5
Really glad that I chose ratesetter for my loan, I was looking to consolidate my debts into one easy payment. Had a look online and ratesetter was the best deal for me, it was so easy to apply for online and the money was iny bank really quickly, that gave me piece of mind when paying all my debts of and paying back in one affordable payment, thank you ratesetter! Reviewed on: 10th March 2023

Very easy to aplly

5
Very easy to aplly, quick decision and the best rate and APR in the market Reviewed on: 10th March 2023

Very efficeint

5
very easy application process and very friendly staff Reviewed on: 10th March 2023

Absolutely brilliant

5
I needed a loan for a new car. I got a quick response and the interest rate was good. I have eecommended to a few of my friends and work colleagues Reviewed on: 10th March 2023

Easy to apply Affordable and reliable.

5
Best loan offer among a lot of providers. Reviewed on: 10th March 2023

So quick and easy to use

5
They couldn't have been any better Reviewed on: 10th March 2023

Best service provider

5
I am very happy with the service I received within prompt timing in the time of needs. Thank you very much for your amazing service Reviewed on: 10th March 2023

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