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RateSetter: Loans reviews

4.92
Based on 14,024 reviews, last reviewed 1st Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

Incredibly smooth service

5
Have to say I’m so glad I found Ratesetter. Couldn’t believe how smooth and efficient the whole process was. I would happily recommend this company to family and friends with no hesitation. Professional company that does what they say they will do. Well done Ratesetter and thank you! Reviewed on: 10th March 2023

RateSetter loans

5
Great company very easy to apply good rates highly recommend Reviewed on: 10th March 2023

Quick, easy, reliable

5
Simple to understand service and excellent support. Reviewed on: 10th March 2023

Excellent service quick and easy

5
I applied on line it was so.seasy and quick and i got a great rate Thank you Reviewed on: 10th March 2023

Great company

5
Good rates and easy process, very easy to use Reviewed on: 10th March 2023

Hassle free

5
The loan was organised very quickly and at a good interest rate. Reviewed on: 10th March 2023

Lowest Rate

5
Very easy to set up and received the loan next day into my bank account. Also the lowest interest charge out there. Reviewed on: 10th March 2023

The Best Personal Loan Provider

5
RateSetter was providing a professional experience and just in a matter of hours I had the money on my account. Reviewed on: 10th March 2023

Brilliant Company

5
From start to finish everything was smoothly done no hassle great interest rates Reviewed on: 10th March 2023

Best rates

5
Very quick and easy process and best rate I could find in the market. Reviewed on: 10th March 2023

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