Write a review

Newsletter

Go to business site

RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14022 reviews)

View other RateSetter products

4.93

Based on 14,022 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

Read all reviews Write a review

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

RateSetter Loans reviews (14022)

best LOW Interest rates in the market

I was looking for a loan and RateSetter provided me a best low interest rate in the market, the process also very easy and almost i got Loan amount in my account with in few minutes. Reviewed on: 10th March 2023

Best

Best loan company ever.. Recommended to everyone Reviewed on: 10th March 2023

Straight forward and Professional Services

The whole process towards my loan application was seamless, straightforward and professional as observed. Reviewed on: 10th March 2023

It was easy to make a loan.

This is a safe company, interest is easy to pay. Reviewed on: 10th March 2023

Happy customer

Simple steps, easy to use website, peace of mind. Happy customer Thank you Reviewed on: 10th March 2023

Very simple application and great interest rate

It is increasingly difficult to get a decent interest rate, even with an excellent credit rating. My own bank was offering 19% APR which is extortionate and ridiculous. Needless to say Ratesetter offered me an APR which is far more reasonable. It was a simple and speedy application process and their website is easy to use and monitor the progress of my repayments. There’s also no penalty for repaying early. Altogether, a fantastic service which I will happily use again. Reviewed on: 10th March 2023

Loan

Low rates provided and great service. Reviewed on: 10th March 2023

Excellent loan provider

My experience has been flawless, very efficient company and everything feels very easy. Would highly recommend this company. Reviewed on: 10th March 2023

Quick and easy

Money came to my account straight away Reviewed on: 10th March 2023

Great service

Great customer service and excellent rate i recommended compare to high Street banks Reviewed on: 10th March 2023

Do you have a different RateSetter product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday loan (discontinued)
from SafetyNet Credit (inactive company) 3.81 from 39 reviews
Unsecured loans
from East Kilbride Credit Union 4.87 from 109 reviews
Personal loan
from Novuna Personal Finance 4.78 from 361 reviews

Want to see more from RateSetter?

Car Finance
from RateSetter 4.90 from 308 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub