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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14024 reviews)

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4.93

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

The best

Couldn’t believe how good rates will def use again Reviewed on: 10th March 2023

Simple application process & great rates!!

I wanted to borrow a small amount to purchase my car (from HP) & Ratesetter knocked the socks off any other rate out there!! I was a little anxious with it being such a good deal - where's the catch!? There really wasn't one :) Now a year into my contract & I generally couldn't be happier. I would 100% recommend Ratesetter. Reviewed on: 10th March 2023

By far the easiest loan process

Easy application, fast acceptance and excellent interest rates Reviewed on: 10th March 2023

RateSeter Loan

When I applied for loan my application was swiftly approved and within 3 days my loan money was in my account. If had not received money in time, my building work would not be carried. I very much appreciate the Ratesetter to help with the loan. Thank you Reviewed on: 10th March 2023

Excellent Company

RateSetter is an exceptional personal loan company that stands out from its competitors. Their online application process is simple and easy to navigate, and their rates are highly competitive. Reviewed on: 10th March 2023

Brilliant company

Very straightforward and upfront, really reassuring in these troubled times, good work Ratesetter thank you Reviewed on: 10th March 2023

Best rate

They had the best rate I could find with a easy application and the money arrived in my account fast couldn't recommend them enough. Reviewed on: 10th March 2023

Best company for loans

I loan 2 times money with them … very quick answer, best rates ….definitely I will recommend them to other people Reviewed on: 10th March 2023

Good service

Very quick and easy service to use Reviewed on: 10th March 2023

Quick & efficient. Very good

Good app, quick process. Better than most other providers I’ve used. Reviewed on: 10th March 2023

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